Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 of 28 results in Slidell, LA metro
- 4.45%APY$445 over 1 year on $10,000
Requirements
Product: Must be at least 18 years old, a U.S. citizen or lawful permanent resident with a U.S. physical address and U.S.-based mobile phone number. No minimum deposit required to open or maintain account, but account balance may not exceed $1,000,000. No monthly cycle service charge. Early withdrawal penalty applies (3 months interest for terms 12 months or less; 6 months interest for terms over 12 months).
Offer: For terms 12 months or less, early withdrawal penalty is 3 months of interest. Rate applies to entire account balance.
4.36% interest rate · Balance cap $1,000,000 · Effective Nov 7, 2026
Rate checked
More details - New Orleans Firemen's Federal Credit UnionCertificateCD · 12 months · $2,000 min · 4.00%–4.40% by balance
Credit union · 2 branches
4.40%APY$440 over 1 year on $10,000Requirements
Product: Lock in a fixed rate for the entire term. Open with a minimum deposit of $2,000. No opening fees or monthly service fees. Terms from 6 months to 5 years. Interest is paid monthly and can be withdrawn without penalty or kept in the certificate. Can be used as collateral on loans. APY is based on a 365-day year, and assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings.
Rate by balance
Rate by balance for Certificate Balance APY $2,000 – $9,999 4.00% $10,000 and upYour amount 4.40% Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty applies. Daily balance required for rate qualification.
Offer: Early withdrawal penalty applies. Minimum opening deposit $2500.
4.25% interest rate · Effective Nov 3, 2026
Rate checked
More details - Post Office Employees Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
4.07%APY$407 over 1 year on $10,000with conditionsRequirements
Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).
Offer: Base Rate + 1.00% (e.g. active Visa and active Checking account parameters)
Qualified rate · 4.00% interest rate · Effective Mar 19, 2025
Rate checked
More details - EPIC Federal Credit UnionTerm Share CertificatesCD · 12–18 months · $1,000 min · 3.85%–4.00% by balance
Credit union · 1 branch
3.85%APYwith conditionsRequirements
Product: Regular Term Share Certificates have tiered rates based on the total balances in all savings accounts (except IRAs.)
Qualified rate · 3.78% interest rate · Effective Nov 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $1,000 – $50,000Your amount 3.85% $50,000 – $100,000 3.95% $100,000 and up 4.00% Rate checked
More details - Post Office Employees Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.82%APY$382 over 1 year on $10,000with conditionsRequirements
Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).
Offer: Base Rate + 0.75% (e.g. active account parameters + e-Statements)
Qualified rate · 3.75% interest rate · Effective Mar 19, 2025
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Fixed-rate certificate. Early withdrawal subject to penalty. No setup or maintenance fees.
Offer: Compounded / Credited: Monthly/Monthly. Early withdrawal penalty: 180 days dividends.
Effective Aug 7, 2026
Rate checked
More details - 3.65%APY$365 over 1 year on $10,000
Requirements
Product: Interest rates set weekly. Automatic renewal convenience. CD rates are fixed upon opening the account. Early withdrawal penalties apply.
Offer: Early withdrawal penalties apply.
Effective Apr 28, 2026
Rate checked
More details - Post Office Employees Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.56%APY$356 over 1 year on $10,000with conditionsRequirements
Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).
Offer: Base Rate + 0.50% (e.g. active Visa or active Checking account parameters)
Qualified rate · 3.50% interest rate · Effective Mar 19, 2025
Rate checked
More details - 3.56%APY$356 over 1 year on $10,000
3.50% interest rate · Effective Jul 1, 2026
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply and fees may reduce earnings. Terms of 6 to 60 months available. Minimum balance $1,000.
Offer: Minimum balance $1,000. Fees may reduce earnings. Early withdrawal penalties apply.
Rate checked
More details - 3.45%APY
Requirements
Product: Fixed terms from 90 days to 7 years. Online opening available for Louisiana residents for 6-, 12-, 24-, 36-, 48-, and 60-month terms (limited to $50,000.00 max). All terms available in-branch with no maximum deposit limit. Early withdrawal penalty applies.
Offer: Featured Certificate of Deposit rate. Minimum deposit of $2,000 required to open and earn stated APY. Offer only valid for CDs opened in Louisiana branches (or online with restrictions). Interest on CDs longer than 12 months must be paid out at least annually.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.40%APY$340 over 1 year on $10,000
Requirements
Product: Terms from 3 to 12 months. Minimum deposit of $1,000. Certificates allow members to earn higher dividends on larger account balances deposited for longer time periods.
3.36% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.35%APY$335 over 1 year on $10,000intro rate
Requirements
Product: A penalty will be imposed for early withdrawal. Fees could reduce earnings.
Promotional rate · 3.30% interest rate · Effective Apr 3, 2026
Rate checked
More details - Post Office Employees Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.30%APY$330 over 1 year on $10,000with conditionsRequirements
Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).
Offer: Base Rate + 0.25% (e.g. enroll in e-Statements on or before opening CD)
Qualified rate · 3.25% interest rate · Effective Mar 19, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Slidell, LA metro
28 CDs at 20 banks and credit unions · checked Oct 16–Nov 14
- Typical
- 3.33%
- Top 10% from
- 4.12%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.56%
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Slidell, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- New Orleans Firemen's Federal Credit UnionCredit union · 2 branches
- Keesler Federal Credit UnionCredit union · 8 branches
- Post Office Employees Credit UnionCredit union · 1 branch