Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 of 101 results in Kansas
- 4.50%APY$450 over 1 year on $10,000
Requirements
Product: Interest will compound quarterly and will be credited to the account quarterly. The daily balance method is used to calculate interest. Automatically renewable with a 10 calendar day grace period after expiration to add or change the term with no penalty. Substantial penalty may be imposed for early withdrawals. 6 month, 1, 2, 3, 4, 5 and 7 year CDs can be opened online. Available as collateral for a loan.
4.43% interest rate · Effective Oct 19, 2026
Rate checked
More details - Mid-America BankCertificate of Deposit (CD)CD · 12 months · $500 min · 4.30%–4.55% by balance
Bank · 7 branches
4.30%APY$430 over 1 year on $10,000Requirements
Product: Tiered rates; special/jumbo rate available for certificate balances $250,000 & above when additional qualifications are met.
Offer: Standard rate; 1 Year CD
4.25% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY Any balanceYour amount 4.30% $250,000 and up 4.55% Rate checked
More details - 4.27%APY$427 over 1 year on $10,000intro rate
Requirements
Product: Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's.
Offer: Online only. Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's. Minimum deposit of $1,000.00 is required to obtain APY. Maximum amount to open CD is $90,000.
Promotional rate · Balance cap $90,000 · Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000intro rate
Requirements
Product: Current rates apply to new CDs and renewals at maturity only. APY is based on quarterly compounding. Early withdrawal penalty may reduce earnings.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
4.16% interest rate
Rate checked
More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Penalty for early withdrawal. Rates may change weekly.
Offer: 12 Mo. CD. Interest rates may change weekly.
4.21% interest rate · Effective Aug 24, 2026
Rate checked
More details - 4.20%APY$420 over 1 year on $10,000
Requirements
Product: Interest is compounded and credited quarterly for investment terms of 12 months or longer; shorter terms pay at maturity. Penalties apply for early withdrawal. Rates are accurate as of 10/23/2026 and subject to change.
Offer: 12-Month term. A fixed interest rate is earned on the entire balance. Minimum opening balance of $500 required to obtain disclosed APY. Compounded and credited quarterly. Early withdrawal penalty: 183 - <60 Months: 1 year loss of interest.
Effective Oct 23, 2026
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More details - 4.18%APY$418 over 1 year on $10,000
Requirements
Product: A $500 minimum balance is required to obtain the stated APY. Automatically renews at maturity with a 10-day grace period. Interest compounded and credited quarterly. Penalty may be imposed for early withdrawal.
Offer: A $500 minimum balance is required to obtain the stated APY. Early withdrawal penalty equals six months interest.
4.12% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.16%APY$416 over 1 year on $10,000
Requirements
Product: Penalty with early withdrawal. APY = Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings.
Offer: Penalty for early withdrawal.
4.10% interest rate · Effective Jun 22, 2026
Rate checked
More details - Grant County BankCertificates of Deposit (CDs)CD · 12 months · $100 min · 4.07%–4.17% by balance
Bank · 2 branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
4.03% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 4.07% $100,000 and up 4.17% Rate checked
More details - Farmers and Drovers BankCertificates of DepositCD · 12 months · $500 min · 3.40%–4.00% by balance
Bank · 3 branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Offer: Interest compounding frequency: Quarterly. Interest availability: Quarterly.
Promotional rate · 3.36% interest rate · Effective Sep 19, 2024
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 3.40% $10,000 and upYour amount12 Month Special. 4.00% Rate checked
More details - 4.00%APY
Requirements
Product: An additional 0.10% may be added to stated Certificate of Deposit (CD) interest rate for primary or joint owners of a City Preferred checking account at the time the CD is issued or automatically renews (does not apply to IRAs). Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: FIXED RATE: Non-Compounding. Term 12 - 17 months.
4.00% interest rate
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal
Offer: A penalty may be imposed for early withdrawal
2.87% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for 12 Month CD Balance APY Up to $10,000 2.90% $10,000 and upYour amount 4.00% Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: $1,000 minimum deposit. Penalty for early withdrawal. Fees may reduce earnings.
3.94% interest rate · Effective Sep 25, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Kansas
102 CDs at 87 banks and credit unions · checked Oct 22–30
- Typical
- 3.23%
- Top 10% from
- 4.06%
- Banks, typical
- 3.23%
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Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch