Skip to content

Compare Bank & Credit Union Rates

Best 1-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 166–180 results

  1. Top Carrot, Carrot Score 94
    City First BankCertificates of Deposit (CD) (Retail/Consumer Only)CD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  2. Top Carrot, Carrot Score 90
    PrimeWay Federal Credit UnionWealthBuilder CertificateCD · 12 months · $250 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  3. Top Carrot, Carrot Score 88
    Ocean Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  4. Top Carrot, Carrot Score 95
    Leatherstocking Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  5. Top Carrot, Carrot Score 89
    Canandaigua National BankCNSaver Online CDCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  6. Top Carrot, Carrot Score 92
    Hatboro Federal SavingsCertificate of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  7. First Commonwealth Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  8. Sun Federal Credit UnionRegular CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  9. Top Carrot, Carrot Score 95
    CU SoCal12-Month Promotional CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000intro rate
  10. Top Carrot, Carrot Score 95
    CU SoCalCertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  11. Top Carrot, Carrot Score 93
    Atomic Credit UnionCertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  12. Top Carrot, Carrot Score 90
    Achieve CUShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  13. Top Carrot, Carrot Score 98
    Greater Community CUTerm Share CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  14. Lindell BankSpecial Certificates of DepositCD · 12 months · $10,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000
  15. Top Carrot, Carrot Score 89
    Conservation Employees Credit UnionCertificates of DepositCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$425 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,320 CDs at 4,386 banks and credit unions · checked Oct 15–22

Typical
3.30%
Top 10% from
4.05%
Banks, typical
3.05%
Credit unions, typical
3.40%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

See all ranked institutions