Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
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Top new-car loan rates
Showing 2896–2905 of 2,905 nationwide · median 5.00% APR
- 9.51%APRas low as
Terms
For new autos. Finance up to 85% with a minimum 15% down payment from buyer. Installments up to 72 months.
Auto loan score 60
Rate checked · Auto loans rates on its site
More details - 9.74%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Classic Car. Rates as low as shown include 0.50% discount. Must be at least 15 yrs old, Max LTV = 80%.
Auto loan score 60 · Carrot Score 71
Rate checked · Auto loans rates on its site
More details - 9.74%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Requires automatic payment from The Open Account. Payment per $1,000 is $21.12.
Auto loan score 60 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details - 9.95%APRas low as · up to 18.45%
9.95% APR, up to 18.45%
Terms
Minimum Amount to Finance: $5,000.
Auto loan score 60 · Carrot Score 60
Rate checked · Auto loans rates on its site
More details - 9.99%APRas low as
Terms
Featured Rates; as low as 9.99%
Auto loan score 60 · Carrot Score 80
Rate checked · Auto loans rates on its site
More details - 10.00%APRas low as
Terms
Model Year 2020-2026. Rate deductions: deduct 0.25% for all MNB Mortgage, HELOC, Commercial LOC, Commercial Mortgage or Business Term Loan; deduct 0.25% for Auto Deduct from an MNB Checking, Savings or Money Market account; deduct 0.25% for Gold Customers; deduct 0.35% for Platinum Customers; deduct 0.25% if LTV is <80%; deduct 0.25% if Hybrid or Electric Vehicle. Minimum interest charge of $100.
Auto loan score 60 · Carrot Score 70
Rate checked · Auto loans rates on its site
More details - 10.00%APRas low as
Auto loan score 60 · Carrot Score 60
Rate checked · Auto loans rates on its site
More details - 10.50%APRas low as
Terms
Monthly Payment per $1,000 Borrowed: $21.49
Auto loan score 60 · Carrot Score 86
Rate checked · Auto loans rates on its site
More details - 10.99%APRas low as
Terms
Rate is 'as low as' and based on creditworthiness and term of loan. Subject to approval.
Auto loan score 60 · Carrot Score 82
Rate checked · Auto loans rates on its site
More details - 12.50%APRas low as
Auto loan score 60 · Carrot Score 72
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,905 banks and credit unions · checked Oct 23–30
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.63%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union