Credit union · NCUA insured
Cherokee Strip Credit Union Auto Loan Rates
Cherokee Strip Credit Union auto loans start at 9.99% APR for a new vehicle and 9.99% for a used one. Rates checked October 15, 2026.
How Cherokee Strip Credit Union’s auto loan rates compare
Compared with banks and credit unions near Ponca City, OK, where Cherokee Strip Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cherokee Strip Credit Union
9.99%APR
- Terms
- —
Auto loans
Lowest rate
BancFirst
5.25%APR
- Terms
- —
2nd-lowest rate
Equity Bank
6.76%APR
- Terms
- up to 60 months
Cherokee Strip Credit Union auto loan score
60
Auto loan score
Higher than 0% of U.S. banks and credit unions
- New vehicleNew9.99%
- Used vehicleUsed9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cherokee Strip Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto loans
| Terms | APR | Conditions |
|---|---|---|
| — | 9.99% | Featured Rates; as low as 9.99% |
Sources (1)
- cherokeestrip.com · captured Oct 7, 2026
Who can join Cherokee Strip Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Those who live, work, or worship in the state of Oklahoma, and currently use or purchased a major consumer product or service in the last three years (eligible through common bond Oklahoma Consumer Council).
- Active and retired employees of Cherokee Strip Credit Union.
- Those who now, or shall later become, a current or retired employee or member of common bonds listed on the credit union's common bonds list.
Family and household
- Spouse, father, mother, brother, sister, son, daughter, grandmother, grandfather, or grandchild of a current Credit Union member (through direct lineage, 'step', or 'in law').
Cost to join
- An initial membership deposit of $5.00 is required along with reasonably good credit.
Membership information collected October 4, 2026.