Credit union · NCUA insured
Stepping Stones Community Federal Credit Union Auto Loan Rates
Stepping Stones Community Federal Credit Union auto loans start at 10.00% APR for a new vehicle and 10.00% for a used one. Rates checked October 22, 2026.
How Stepping Stones Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Stepping Stones Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Stepping Stones Community Federal Credit Union
10.00%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Auto Loans (used and new)
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Stepping Stones Community Federal Credit Union auto loan score
60
Auto loan score
Higher than 0% of U.S. banks and credit unions
- New vehicleNew10.00%
- Used vehicleUsed10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Stepping Stones Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (used and new)
| Terms | APR | Conditions |
|---|---|---|
| — | 10.00% | — |
Sources (3)
- sscreditunion.org/loans/auto-loans
- sscreditunion.org/personal/current-rates-2
- sscreditunion.org/personal/current-rates
All captured Oct 3, 2026
Who can join Stepping Stones Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, study, or volunteer in the city of Wilmington are eligible for membership.
Employers and groups
- Incorporated or unincorporated organizations located in Wilmington or maintaining a facility in Wilmington are eligible for membership.
Family and household
- Anyone with a family member who lives, works, worships, studies, or volunteers in the city of Wilmington is eligible for membership.
Other ways
- Clients of organizations working to lessen poverty or distress in Wilmington are eligible for membership.
Cost to join
- A $5 share deposit is required to open and activate an account, representing the value of a share in the credit union (stated as funded by the credit union this year) and must be maintained at all times.
Membership information collected October 4, 2026.