Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
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Top new-car loan rates
Showing 2881–2895 of 2,905 nationwide · median 5.00% APR
- 8.50%APRas low as
Terms
New Car. Maximum 90% LTV. 0.25% discount available with automatic payment withdrawal from a GCB/NCB checking or statement savings account.
Auto loan score 60 · Carrot Score 60
Rate checked · Auto loans rates on its site
More details - 8.53%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Relationship pricing (requires client with year to date average collected deposit balances combined of $1,000 or greater). Age based on model year: New to 1 year old. Stated interest rate: 8.00%. Processing Fee of $250.00 charged.
Auto loan score 60 · Carrot Score 79
Rate checked · Auto loans rates on its site
More details - 8.53%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
APR starting at 8.53%. Advertised APR includes a 0.50% automatic payment discount from a Columbia Bank account. Loan of up to 100% of invoice amount. Terms between 2 to 7 years based on loan amount and collateral. Fixed interest rate. Collateral: a new auto can be a current model year, immediate past model year or future model year not previously titled. Higher rates may apply based on terms of loan and credit score/history.
Auto loan score 60 · Carrot Score 72
Rate checked · Auto loans rates on its site
More details - 8.75%APRas low as
Terms
Variable rate.
Auto loan score 62 · Carrot Score 62
Rate checked · Auto loans rates on its site
More details - Box Butte Public Employees Federal Credit UnionDirt Bikes & ATVs (Newer) · up to 60 months
Credit union
8.75%APRas low as · up to 14.75%8.75% APR, up to 14.75%
Terms
100% NADA Retail. Rate range spans credit tiers A+ (8.75%) through D (14.75%).
Auto loan score 60 · Carrot Score 60
Rate checked · Auto loans rates on its site
More details - 8.90%APRas low as · up to 14.90%
8.90% APR, up to 14.90%
Terms
Class A to E credit/debt criteria; down payment ranges from 5% (Class A/B) to 20% (Class E). Term: 1-6 Years (Class A/B), 1-5 Years (Class C-E).
Rate checked · Auto loans rates on its site
More details - 8.93%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model year 2023 and newer. Minimum 10% down payment. Quoted as APR as low as.
Auto loan score 60 · Carrot Score 75
Rate checked · Auto loans rates on its site
More details - 8.99%APRas low as
Terms
Credit score: 650 - 699. Base rate is 8.99%.
Auto loan score 60 · Carrot Score 60
Rate checked · Auto loans rates on its site
More details - 9.13%APRas low as
Auto loan score 60 · Carrot Score 70
Rate checked · Auto loans rates on its site
More details - 9.25%APRas low as
Terms
5-Year Fixed. Model Years 2025 & 2026. Estimated payment $520.48 based on $25,000 loan amount.
Auto loan score 60 · Carrot Score 66
Rate checked · Auto loans rates on its site
More details - 9.27%APRas low as
Terms
2024/2025/2026 Models. APR scenario assumes a $5,000 loan with 10% down payment, $30.00 VSI fee, and $19.05 credit report fee financed.
Auto loan score 60 · Carrot Score 61
Rate checked · Auto loans rates on its site
More details - 9.38%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates and Annual Percentage Rate require auto draft of payment from a MCS Bank checking account. No down payment required. Rates and Annual Percentage Rate subject to Underwriting. The Rate and Term offered to you may be less favorable than the Terms shown above due to credit history and other factors.
Auto loan score 60 · Carrot Score 68
Rate checked · Auto loans rates on its site
More details - 9.45%APRas low as
Auto loan score 60 · Carrot Score 78
Rate checked · Auto loans rates on its site
More details - 9.50%APRas low as
Terms
20% Down. Payment Per $1,000 is $21.00.
Auto loan score 60 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - 9.50%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate includes Loan Rebate Benefit of 1.50% APR; restrictions apply. Vehicle must be 10 years old or newer with less than 100,000 miles. Requires 1 year on job, active checking/debit, direct deposit, e-statements, and e-notices.
Auto loan score 60 · Carrot Score 76
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,905 banks and credit unions · checked Oct 23–30
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.63%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union