Bank · FDIC insured
Millbury National Bank Auto Loan Rates
Top CarrotMillbury National Bank auto loans start at 10.00% APR for a new vehicle and 10.00% for a used one. Rates checked October 15, 2026.
How Millbury National Bank’s auto loan rates compare
Compared with banks and credit unions near Worcester, MA, where Millbury National Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Millbury National Bank
10.00%APR
- Terms
- up to 72 months
- Discount
- None included
Auto Loans
Lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Leominster Employees Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Millbury National Bank auto loan score
60
Auto loan score
Higher than 0% of U.S. banks and credit unions
- New vehicleNew10.00%
- Used vehicleUsed10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Millbury National Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available for new, used, or refinanced vehicles. Pre-qualification available.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 10.00% | Model Year 2020-2026. Rate deductions: deduct 0.25% for all MNB Mortgage, HELOC, Commercial LOC, Commercial Mortgage or Business Term Loan; deduct 0.25% for Auto Deduct from an MNB Checking, Savings or Money Market account; deduct 0.25% for Gold Customers; deduct 0.35% for Platinum Customers; deduct 0.25% if LTV is <80%; deduct 0.25% if Hybrid or Electric Vehicle. Minimum interest charge of $100. |
| up to 60 months | 11.00% | Model Year 2019 and older. Rate deductions: deduct 0.25% for all MNB Mortgage, HELOC, Commercial LOC, Commercial Mortgage or Business Term Loan; deduct 0.25% for Auto Deduct from an MNB Checking, Savings or Money Market account; deduct 0.25% for Gold Customers; deduct 0.35% for Platinum Customers; deduct 0.25% if LTV is <80%; deduct 0.25% if Hybrid or Electric Vehicle. Minimum interest charge of $100. |
Sources (3)
- mnbonline.com/loans/personal-loans
- mnbonline.com/loans/personal-loans/auto-loans.html
- mnbonline.com/services-tools/tools/rates.html
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.