Credit union · NCUA insured
Lake Trust Credit Union Auto Loan Rates
Lake Trust Credit Union auto loans start at 9.95% APR for a new vehicle and 9.95% for a used one. Rates checked October 16, 2026.
How Lake Trust Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Lake Trust Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lake Trust Credit Union
9.95%APR
- Terms
- up to 60 months
- Up to
- 18.45% APR
- Discount
- None included
Other Vehicle Loan
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Up to
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Lake Trust Credit Union auto loan score
60
Auto loan score
Higher than 0% of U.S. banks and credit unions
- New vehicleNew9.95%
- Used vehicleUsed9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lake Trust Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Other Vehicle Loan
Qualified vehicles in this category include Personal Watercrafts, Snowmobiles, ATVs, Tractors, Riding Lawn Mowers, Trailers, and any other collateral accepted by Lake Trust. Rates based on credit history, term, security, and amount borrowed. No pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 9.70%–18.20% | Minimum Amount to Finance: No Minimum. |
| up to 60 months | 9.95%–18.45% | Minimum Amount to Finance: $5,000. |
| up to 72 months | 10.20%–18.70% | Minimum Amount to Finance: $10,000. |
| up to 84 months | 10.45%–18.95% | Minimum Amount to Finance: $15,000. |
Sources (3)
- laketrust.org/apply-for-a-loan
- laketrust.org/personal/banking/current-rates
- laketrust.org/personal/borrowing/vehicle-loans
All captured Oct 16, 2026
Who can join Lake Trust Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.