Bank · FDIC insured
Denison State Bank Auto Loan Rates
Denison State Bank auto loans start at 9.27% APR for a new vehicle and 9.27% for a used one. Rates checked October 16, 2026.
How Denison State Bank’s auto loan rates compare
Compared with banks and credit unions near Topeka, KS, where Denison State Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Denison State Bank
9.27%APR
- Terms
- up to 60 months
Vehicle Loans
Lowest rate
Empower Blue Credit Union
4.99%APR
- Terms
- —
2nd-lowest rate
Topeka Firemen's Credit Union
5.00%APR
- Terms
- up to 72 months
Denison State Bank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew9.27%
- Used vehicleUsed9.27%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Denison State Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Must have approved credit. Terms of repayment period can be lower than shown as requested. Rates may be different at time of application. For loans $3,000 or more, a $30.00 Vendors Single Insurance (VSI) fee is charged. $19.05 credit report fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.42% | 2024/2025/2026 Models. APR scenario assumes a $5,000 loan with 10% down payment, $30.00 VSI fee, and $19.05 credit report fee financed. |
| up to 48 months | 8.82% | 2024/2025/2026 Models. APR scenario assumes a $5,000 loan with 10% down payment, $30.00 VSI fee, and $19.05 credit report fee financed. |
| up to 60 months | 9.27% | 2024/2025/2026 Models. APR scenario assumes a $5,000 loan with 10% down payment, $30.00 VSI fee, and $19.05 credit report fee financed. |
| up to 48 months | 10.08% | 2021/2022/2023 Models. APR scenario assumes a $5,000 loan with 10% down payment, $30.00 VSI fee, and $19.05 credit report fee financed. |
| up to 36 months | 11.43% | 2019/2020 Models. APR scenario assumes a $5,000 loan with 10% down payment, $30.00 VSI fee, and $19.05 credit report fee financed. |
| up to 36 months | 13.44% | 2018 Models. APR scenario assumes a $5,000 loan with 10% down payment, $30.00 VSI fee, and $19.05 credit report fee financed. |
Sources (1)
- dsbks.com/home/loans/vehicle-loans · captured Oct 7, 2026
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