Bank · FDIC insured
Androscoggin Bank Auto Loan Rates
Androscoggin Bank auto loans start at 8.53% APR for a new vehicle and 8.88% for a used one. Rates checked October 22, 2026.
How Androscoggin Bank’s auto loan rates compare
Compared with banks and credit unions near Lewiston, ME, where Androscoggin Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Androscoggin Bank
8.53%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Vehicle Loans
Lowest rate
Lisbon Community FCU
4.49%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Dirigo Federal Credit Union
4.60%APR
- Terms
- up to 72 months
- Discount
- None included
Androscoggin Bank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew8.53%
- Used vehicleUsed8.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Androscoggin Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Processing Fee of $250.00 is charged on all consumer vehicle loans. Relationship pricing requires year to date average collected deposit balances (combined) of $1,000 or greater. Financing options available for new and used vehicles (car, truck).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.53% | Relationship pricing (requires client with year to date average collected deposit balances combined of $1,000 or greater). Age based on model year: New to 1 year old. Stated interest rate: 8.00%. Processing Fee of $250.00 charged. |
| up to 60 months | 10.04% | Standard pricing. Age based on model year: New to 1 year old. Stated interest rate: 9.50%. Processing Fee of $250.00 charged. |
| up to 48 months | 8.40% | Relationship pricing (requires client with year to date average collected deposit balances combined of $1,000 or greater). Age based on model year: New to 1 year old. Term: 4 yrs or less. Stated interest rate: 7.75%. Processing Fee of $250.00 charged. |
| up to 48 months | 10.41% | Standard pricing. Age based on model year: New to 1 year old. Term: 4 yrs or less. Stated interest rate: 9.75%. Processing Fee of $250.00 charged. |
| up to 60 months | 8.88% | Relationship pricing (requires client with year to date average collected deposit balances combined of $1,000 or greater). Age based on model year: 2 - 3 years old. Stated interest rate: 8.35%. Processing Fee of $250.00 charged. |
| up to 60 months | 10.39% | Standard pricing. Age based on model year: 2 - 3 years old. Stated interest rate: 9.85%. Processing Fee of $250.00 charged. |
| up to 48 months | 8.65% | Relationship pricing (requires client with year to date average collected deposit balances combined of $1,000 or greater). Age based on model year: 2 - 3 years old. Term: 4 yrs. Stated interest rate: 8.00%. Processing Fee of $250.00 charged. |
| up to 48 months | 10.16% | Standard pricing. Age based on model year: 2 - 3 years old. Term: 4 yrs. Stated interest rate: 9.50%. Processing Fee of $250.00 charged. |
| up to 36 months | 8.60% | Relationship pricing (requires client with year to date average collected deposit balances combined of $1,000 or greater). Age based on model year: 2 - 3 years old. Term: 3 yrs or less. Stated interest rate: 7.75%. Processing Fee of $250.00 charged. |
| up to 36 months | 10.61% | Standard pricing. Age based on model year: 2 - 3 years old. Term: 3 yrs or less. Stated interest rate: 9.75%. Processing Fee of $250.00 charged. |
| up to 48 months | 9.16% | Relationship pricing (requires client with year to date average collected deposit balances combined of $1,000 or greater). Age based on model year: 4 - 5 years old. Term: 4 yrs. Stated interest rate: 8.50%. Processing Fee of $250.00 charged. |
| up to 48 months | 10.41% | Standard pricing. Age based on model year: 4 - 5 years old. Term: 4 yrs. Stated interest rate: 9.75%. Processing Fee of $250.00 charged. |
| up to 36 months | 8.86% | Relationship pricing (requires client with year to date average collected deposit balances combined of $1,000 or greater). Age based on model year: 4 - 5 years old. Term: 3 yrs or less. Stated interest rate: 8.00%. Processing Fee of $250.00 charged. |
| up to 36 months | 10.36% | Standard pricing. Age based on model year: 4 - 5 years old. Term: 3 yrs or less. Stated interest rate: 9.50%. Processing Fee of $250.00 charged. |
| up to 36 months | 9.61% | Relationship pricing (requires client with year to date average collected deposit balances combined of $1,000 or greater). Age based on model year: 6 - 7 years old. Term: 3 yrs or less. Stated interest rate: 8.75%. Processing Fee of $250.00 charged. |
| up to 36 months | 10.87% | Standard pricing. Age based on model year: 6 - 7 years old. Term: 3 yrs or less. Stated interest rate: 10.00%. Processing Fee of $250.00 charged. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.