Bank · FDIC insured
Greenfield Cooperative Bank Auto Loan Rates
Greenfield Cooperative Bank auto loans start at 8.50% APR for a new vehicle. Rates checked October 15, 2026.
How Greenfield Cooperative Bank’s auto loan rates compare
Compared with banks and credit unions near Greenfield, MA, where Greenfield Cooperative Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Greenfield Cooperative Bank
8.50%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loan
Lowest rate
Workers Credit Union
4.99%APR
- Terms
- up to 66 months
- Discount
- Included in the rate
2nd-lowest rate
Freedom Credit Union
5.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Greenfield Cooperative Bank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew8.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greenfield Cooperative Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
$5,000 minimum loan amount. 0.25% discount off listed rates with automatic payment withdrawal from a GCB/NCB checking or statement savings account. Maximum LTV is based on NADA Book Value (appraised value) or Sales Price, whichever is lower. Auto insurance is required. Must visit a branch to apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.00% | New Car. Maximum 90% LTV. 0.25% discount available with automatic payment withdrawal from a GCB/NCB checking or statement savings account. |
| up to 48 months | 8.25% | New Car. Maximum 90% LTV. 0.25% discount available with automatic payment withdrawal from a GCB/NCB checking or statement savings account. |
| up to 60 months | 8.50% | New Car. Maximum 90% LTV. 0.25% discount available with automatic payment withdrawal from a GCB/NCB checking or statement savings account. |
| up to 72 months | 8.75% | New Car. Maximum 90% LTV. 0.25% discount available with automatic payment withdrawal from a GCB/NCB checking or statement savings account. |
| up to 48 months | 9.50% | Used Car (2025–2024). Maximum 80% LTV. 0.25% discount available with automatic payment withdrawal from a GCB/NCB checking or statement savings account. |
| up to 36 months | 10.00% | Used Car (2023–2021). Maximum 75% LTV. 0.25% discount available with automatic payment withdrawal from a GCB/NCB checking or statement savings account. |
Sources (2)
All captured Oct 5, 2026
Opening an account
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