Bank · FDIC insured
Columbia Bank Auto Loan Rates
Columbia Bank auto loans start at 8.53% APR for a new vehicle and 8.78% for a used one. Rates checked October 22, 2026.
How Columbia Bank’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Columbia Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Columbia Bank
8.53%APR
- Terms
- 24–84 months
- Up to
- —
- Discount
- Included in the rate
Auto Loans
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
- Discount
- None included
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
- Discount
- None included
Columbia Bank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew8.53%
- Used vehicleUsed8.78%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Columbia Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Currently serving new customers in OR, WA, CA, ID, UT, CO, AZ and NV. $100 origination fee. All loans subject to credit approval and program guidelines.
| Terms | APR | Conditions |
|---|---|---|
| 24–84 months | 8.53% | APR starting at 8.53%. Advertised APR includes a 0.50% automatic payment discount from a Columbia Bank account. Loan of up to 100% of invoice amount. Terms between 2 to 7 years based on loan amount and collateral. Fixed interest rate. Collateral: a new auto can be a current model year, immediate past model year or future model year not previously titled. Higher rates may apply based on terms of loan and credit score/history. |
| 24–72 months | 8.78% | APR starting at 8.78%. Advertised APR includes a 0.50% automatic payment discount from a Columbia Bank account. Loan 100% of NADA clean trade-in value. Terms between 2 to 6 years based on loan amount and collateral. Fixed interest rate. Collateral: used auto, maximum age of 10 model-years-old. Higher rates may apply based on terms of loan and credit score/history. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.