Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
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Top new-car loan rates
Showing 2371–2385 of 2,904 nationwide · median 5.00% APR
- 5.75%APRas low as
Auto loan score 65 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
APR may be as low as 5.75% based on excellent borrower credit history. Maximum term 60 months. Maximum loan amount $100,000. Monthly payment is $19.22 per $1,000 borrowed. Includes 0.25% auto-pay discount from a Rollstone Bank & Trust deposit account. Vehicle model age must be new (current calendar year or coming year). Up to 110% LTV.
Auto loan score 65 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Terms
APR as low as stated. Annual Percentage Rates may be higher or lower depending on credit history. Loans are subject to underwriting.
Auto loan score 65 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Terms
New vehicles. Starting as low as rate.
Auto loan score 65 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Terms
2024-2025 model year; Finance 80% Retail; Up to 60 months
Auto loan score 65 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - 5.76%APRas low as
Terms
Model Year: 2025 - 2027. Rate as low as 5.49%, APR as low as 5.76%. Payment $619.99 for 66 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee.
Auto loan score 69 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.77%APRas low as
Terms
APR as low as 5.77%. Monthly payment per $1,000 borrowed is $19.11. Minimum loan amount $1,000.
Auto loan score 68 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 5.77%APRas low as
Terms
As low as rate for a new Capital One auto loan in October for individuals with excellent credit characteristics.
Auto loan score 65 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.78%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate applies to new, untitled 2024, 2025 and 2026 vehicle purchases only, terms up to 72 months. APR based on an example loan amount of $40,000 with an interest rate of 5.70% for 72 months, and a monthly payment of $658.85. Rate also reflects a 0.25% interest rate reduction for automatic loan payments deducted from a GNB checking or savings account which must be active at the time of loan closing. If the above requirements are not met, discount will not apply, and 0.25% will be added to the rate.
Auto loan score 68
Rate checked · Auto loans rates on its site
Rates and branches - 5.79%APRas low as
Terms
84 Month loans only available on Brand New DEALERSHIP vehicle purchases ONLY- 650 CREDIT SCORE OR HIGHER ONLY. Actual rates may vary depending on applicants' membership eligibility, credit history, year of vehicle, and/or down payment.
Auto loan score 82 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.79%APRas low as
Terms
Model years 2023-2027 (New & Used). Estimated payment of $19.24 per $1,000.
Auto loan score 68 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.79%APRas low as
Terms
Up to 72 months; up to 120% financing based on NADA book value. Rate based on creditworthiness and term.
Auto loan score 68 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.79%APRas low as
Terms
Rate as low as 5.79% APR for terms up to 66 months.
Auto loan score 68 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.79%APRas low as · up to 8.04%
5.79% APR, up to 8.04%
Terms
2027, 2026, and 2025 Model Vehicles. Monthly payment $18.45 - $19.51 per $1,000. Stated APR depends on credit score.
Auto loan score 68 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.79%APRas low as
Terms
Model Year 2027 – 2024
Auto loan score 68 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,904 banks and credit unions · checked Oct 22–28
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.62%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union
- Popular DirectBank