Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 61–75 of 94 in Wisconsin · median 5.00% APR
- 5.25%APRas low as · up to 11.25%
5.25% APR, up to 11.25%
Terms
*The APR is the Annual Percentage Rate, which may vary based on based on factors like loan amount, credit score, and other variables. Please Contact Us for more information on all available loan rates and programs.
Auto loan score 71 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.29%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model year 2025 or newer. Stated APR includes 1% Digital Banking/eStatements discount and 1% electronic auto-pay discount.
Auto loan score 72 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.39%APRas low as
Terms
Advertised as low as 5.39% APR for terms up to 84 months. Covers automobiles (cars, trucks, & motorcycles). Subject to credit approval. Terms may be limited based upon the age of vehicle and credit history.
Auto loan score 76 · Carrot Score 90
Rate checked · Auto loans rates on its site
Rates and branches - 5.39%APRas low as
Terms
2024-27 Model Year; rates as low as stated; APR based on member credit qualification and total loan amount.
Auto loan score 76 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 5.45%APRas low as
Terms
Rate based on creditworthiness and term of loan. 2016 & newer collateral financed up to 100% of average JD Power values; 2015 & older up to 90%. Applies to both new and used vehicles.
Auto loan score 75 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Rates based on final LTV of 75%. Up to 120% financing available up to 72 months term.
Auto loan score 70 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.59%APRas low as
Terms
Rate based on $40,000 loan amount for 60 months, 100% loan to value (LTV), with a monthly payment of $764.05.
Auto loan score 82 · Carrot Score 91
Rate checked · Auto loans rates on its site
Rates and branches - 5.59%APRas low as
Terms
Available for 2023 & newer vehicles. Monthly payment per $1,000 borrowed is $19.14.
Auto loan score 71 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.62%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
LOAN TYPE: 2023 - newer. Advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
Auto loan score 65 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as · up to 17.24%
5.74% APR, up to 17.24%
Terms
New Car, Trucks, Motorcycles, Boats, and Motor Homes (2024 and newer). Term 61 - 72 months. Minimum loan amount $20,000. Regular, non-promotional rates range between 4.49% – 17.24% APR based on credit history.
Auto loan score 65 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 5.77%APRas low as
Terms
APR as low as 5.77%. Monthly payment per $1,000 borrowed is $19.11. Minimum loan amount $1,000.
Auto loan score 68 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - First Choice Credit UnionVehicles – Cars, Trucks, and Motorcycles · up to 84 months
Credit union · 1 branch
5.79%APRas low asTerms
84 Month loans only available on Brand New DEALERSHIP vehicle purchases ONLY- 650 CREDIT SCORE OR HIGHER ONLY. Actual rates may vary depending on applicants' membership eligibility, credit history, year of vehicle, and/or down payment.
Auto loan score 81 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.84%APRas low as
Terms
Model Year: 2026 & 2025. Pmt/$1,000: $19.44.
Auto loan score 68 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.93%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicle Year 2023. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction).
Auto loan score 65 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Wisconsin
94 banks and credit unions · checked Oct 16–22
- Typical
- 5.00%
- Top 10% up to
- 4.24%
- Banks, typical
- 6.18%
- Credit unions, typical
- 4.89%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches