Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 34 in Hartford, CT metro · median 5.07% APR
- 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Repayment term: $18.87 per thousand. Rates shown include a 1% discount for direct deposit. Actual rate may be higher based on credit history.
Auto loan score 65 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as · up to 16.25%
5.00% APR, up to 16.25%
Terms
Annual percentage rate will be based on creditworthiness. Vehicles 10 years of age or older priced on signature loan rate, max term 48 months. All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount.
Auto loan score 82 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.14%APRas low as
Terms
APR as low as based on creditworthiness and underwriting standards. Up to 0.50% rate discount for all-electric/plug-in electric vehicles and switching to eStatements.
Auto loan score 81 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.29%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year: 2025 - 2027. Rate includes 0.25% Auto Pay discount from an AEFCU checking account.
Auto loan score 72 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.45%APRas low as
Terms
Fixed rate; APR as low as.
Auto loan score 71 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Model Years 2023 - 2026. 100% Financing.
Auto loan score 73 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Lowest advertised APR of 5.50% is available for a 48-month loan term when borrower qualifies for all three available rate discounts: borrower is a current NSFCU member, automatic payment is established from a NSFCU account (0.25% discount), and loan-to-value (LTV) is less than 80% (0.25% discount). Available terms up to 84 months.
Auto loan score 68 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes a 0.25% rate reduction for automatic payment from a Stafford Savings Bank checking account. Payment is $19.11 per $1,000.
Auto loan score 65 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - 5.62%APRas low as
Terms
Financing available up to 100% of purchase cost. Term is 5 years/60 months. Minimum loan amount $1,000. Rates as low as 5.615% APR.
Auto loan score 66 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - Connecticut State Police Credit UnionSecured New & Used Auto Loans · up to 72 months
Credit union · 1 branch
5.99%APRas low asTerms
Secured New 72 months Rates as low as 5.99% APR. Actual rate determined by credit history, term of loan, age of security, and credit union policies.
Auto loan score 73 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Rates as low as. Rates vary by term of loan and individual creditworthiness. Minimum refinance amount of $10,000 is required. Refinances are for non-Achieve loans only. Restrictions may apply. Vehicles must be registered in Connecticut.
Auto loan score 66 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Assumes qualification for lowest interest rate based on creditworthiness. Monthly payment per $1,000 is $19.56. Schedule-wide APR range is 4.99% - 10.99% depending on creditworthiness and repayment term. Vehicle must be less than two years old.
Auto loan score 64
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.75%APRas low as
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Hartford, CT metro
34 banks and credit unions · checked Oct 15–22
- Typical
- 5.07%
- Top 10% up to
- 4.35%
- Banks, typical
- 6.12%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Hartford, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- COMTRUST Federal Credit UnionCredit union · 1 branch
- Riverbank Federal Credit UnionCredit union · 1 branch
- Connecticut State Police Credit UnionCredit union · 1 branch