Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 61–75 of 94 in Indiana · median 5.00% APR
- 5.46%APRas low as
Terms
49 - 60 months.
Auto loan score 75 · Carrot Score 79
Rate checked · Auto loans rates on its site
More details - 5.46%APRas low as
Terms
Additional qualifications may apply. Rates can change without notice.
Auto loan score 70 · Carrot Score 82
Rate checked · Auto loans rates on its site
More details - 5.49%APRas low as
Terms
Up to 60 mos.
Auto loan score 74 · Carrot Score 80
Rate checked · Auto loans rates on its site
More details - Prime Trust Financial Credit UnionVehicle Loans - 2023 through 2026 Models · 49–66 months
Credit union · 5 branches
5.49%APRas low asTerms
Personal & Vehicle Loans receive 0.25% discount if member has existing P.O.M. Checking & member is signed up for E-Statements.
Auto loan score 74 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details - Tech Credit UnionCar - Truck - Harley Davidson Loan Special! · up to 75 months
Credit union · 9 branches
5.49%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Without auto debit. Applicant must have a 640+ credit score (if joint, at least one applicant must have 640+). 2019-2021 vehicles eligible up to 60 months; newer model years up to 75 months.
Auto loan score 74 · Carrot Score 69
Rate checked · Auto loans rates on its site
More details - 5.49%APRas low as
Terms
Model Year 2025-2027 - NEW. APR disclosed is for 'A' credit; rates are based on representative credit score and LTV. Vehicle is considered used for any model year if it has 20,000 or more miles.
Auto loan score 70 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details - 5.50%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Monthly payment per $1000 borrowed is $19.11.
Auto loan score 72 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - Financial Health Federal Credit UnionNew Automobile Loans · up to 75 months
Credit union · 3 branches
5.50%APRas low asTerms
2026 (& 2025) vehicles; max amount 125% of retail value; rate determined by borrower's credit rating and may be as low as stated rate.
Auto loan score 70 · Carrot Score 79
Rate checked · Auto loans rates on its site
More details - 5.50%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Vehicle Year: 2026 - 2025. Term: 60 Months. Rates include risk based pricing and relationship discount.
Auto loan score 69 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - 5.50%APRas low as
Terms
Applies to New & Used 2026 - 2024 model years.
Auto loan score 68 · Carrot Score 82
Rate checked · Auto loans rates on its site
More details - 5.55%APRas low as
Terms
Model years 2023 - 2027. Minimum credit score of 750+ required. New money only; Kemba refinances do not apply. Example loan in the amount of $25,000.00 for 63 months, monthly payment of $456.55, interest rate 5.39% and APR 5.55%.
Auto loan score 72 · Carrot Score 86
Rate checked · Auto loans rates on its site
More details - 3Rivers Federal Credit UnionAuto, Truck & Motorcycle Loans · up to 60 months
Credit union · 24 branches
5.74%APRas low asTerms
Rate as low as 5.49% with APR 5.74%. Example assumes borrowing $25,000 with a $149 loan processing fee (total loan amount $25,149) on a 60-month term.
Auto loan score 70 · Carrot Score 80
Rate checked · Auto loans rates on its site
More details - 5.74%APRas low as
Terms
Vehicle model years 2022 - 2026.
Auto loan score 70 · Carrot Score 93
Rate checked · Auto loans rates on its site
More details - 5.74%APRas low as
Auto loan score 70 · Carrot Score 66
Rate checked · Auto loans rates on its site
More details - 5.74%APRas low as
Auto loan score 70 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Indiana
94 banks and credit unions · checked Oct 23–30
- Typical
- 5.00%
- Top 10% up to
- 4.46%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- Elements FinancialCredit union · 5 branches