Credit union · NCUA insured
Indiana State University Credit Union Auto Loan Rates
Indiana State University Credit Union auto loans start at 5.50% APR for a new vehicle and 6.45% for a used one. Rates checked October 15, 2026.
How Indiana State University Credit Union’s auto loan rates compare
Compared with banks and credit unions near Terre Haute, IN, where Indiana State University Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Indiana State University Credit Union
5.50%APR
- Up to
- —
New & Used Autos Loans
Lowest rate
Advantage Plus Federal Credit Union
5.00%APR
- Up to
- 16.75% APR
2nd-lowest rate
Western Indiana CU
5.24%APR
- Up to
- —
Indiana State University Credit Union auto loan score
67
Auto loan score
Higher than 20% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Indiana State University Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle / Marine Loans
Rate based on creditworthiness, qualifications, and collateral conditions. Extended terms may be available to qualified applicants. All loans subject to credit approval. 0.25% discount on interest rate when monthly payment is automatically deducted.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.75% | Applies to New & Used 2026 - 2024 model years. |
| — | 7.75% | Applies to 2023 and Older model years. |
New & Used Autos Loans
Rate based on creditworthiness, qualifications, collateral conditions, and term of loan. Subject to credit approval. 0.25% discount on interest rate when monthly payment is automatically deducted.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.50% | Applies to New & Used 2026 - 2024 model years. |
| — | 6.45% | Applies to Used 2023 - 2021 model years. |
| — | 6.95% | Applies to Used 2020 - 2018 model years. |
| — | 7.70% | Applies to Used 2017 - 2015 model years. |
| — | 8.55% | Applies to Used 2014 - and Older model years. |
Who can join Indiana State University Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Anyone who lives or works in Vigo, Vermillion, Parke, Clay, or Sullivan County, Indiana, or Edgar or Clark County, Illinois, can join through American Consumer Council membership.
- Employees and/or members of designated Select Employee Groups (SEGs) are eligible to join.
- Persons retired as pensioners or annuitants from the Select Employee Groups are eligible for membership.
Military, government and schools
- Current students, employees, alumni, and retirees of Indiana State University are eligible for membership.
Family and household
- Immediate family members (spouse, child, stepchild, grandchild, parent, stepparent, grandparent, or sibling) of qualifying members are eligible for membership.
- Individuals living in the same residence and same economic unit as a credit union member are eligible to join.
2 more ways to join
Family and household
- Immediate family members (spouse, child, stepchild, grandchild, parent, stepparent, grandparent, or sibling) of current students, employees, alumni, and retirees of Indiana State University are eligible for membership.
- Spouses of persons who died while within the field of membership are eligible to join.
Cost to join
- A $5 minimum deposit is required for the Member Ownership Account.
Membership information collected October 5, 2026.