Credit union · NCUA insured
Tech Credit Union Auto Loan Rates
Tech Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 15, 2026.
How Tech Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Tech Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tech Credit Union
5.49%APR
- Terms
- up to 75 months
- Discount
- None included
Car - Truck - Harley Davidson Loan Special!
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Tech Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tech Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Car - Truck - Harley Davidson Loan Special!
Special rate on 2019-2026 cars, trucks and Harley Davidson motorcycles. Buy new, used, or refinance from another lender (Tech CU loan refinances do not qualify). APR is determined based upon the loan amount, term and prepaid finance charge of $199.00. Standard vehicle loan terms, conditions, and guidelines apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 75 months | 5.49% | Without auto debit. Applicant must have a 640+ credit score (if joint, at least one applicant must have 640+). 2019-2021 vehicles eligible up to 60 months; newer model years up to 75 months. |
| up to 84 months | 5.99% | 84 Month Special Offer. Without auto debit. Applicant must have a 660+ credit score (if joint, at least one applicant must have 660+). Loan amounts of $25,000+ qualify. Vehicle years 2022-2026 (new and used). Harley motorcycles qualify. |
Sources (1)
- techcu.org/home/loans/vehicle-loans · captured Oct 7, 2026
Who can join Tech Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.