Credit union · NCUA insured
3Rivers Federal Credit Union Auto Loan Rates
3Rivers Federal Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked October 15, 2026.
How 3Rivers Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fort Wayne, IN, where 3Rivers Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
3Rivers Federal Credit Union
5.74%APR
- Terms
- up to 60 months
- Discount
- None included
Auto, Truck & Motorcycle Loans
Lowest rate
Public Service Credit Union
4.29%APR
- Terms
- 60–83 months
- Discount
- Included in the rate
2nd-lowest rate
Summit Choice Credit Union
4.39%APR
- Terms
- up to 60 months
- Discount
- None included
3Rivers Federal Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 3Rivers Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto, Truck & Motorcycle Loans
All rates advertised are based upon borrowers' qualifications and will depend on a variety of factors, including vehicle model year, whether the vehicle is new or used, credit history, loan amount, loan term, and loan to value ratio. All loans are subject to credit approval and a one-time processing fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.74% | Rate as low as 5.49% with APR 5.74%. Example assumes borrowing $25,000 with a $149 loan processing fee (total loan amount $25,149) on a 60-month term. |
Who can join 3Rivers Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.