Credit union · NCUA insured
Financial Health Federal Credit Union Auto Loan Rates
Financial Health Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 5.75% for a used one. Rates checked October 15, 2026.
How Financial Health Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Indianapolis, IN, where Financial Health Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Financial Health Federal Credit Union
5.50%APR
- Terms
- up to 75 months
- Up to
- —
New Automobile Loans
Lowest rate
Financial Center First
4.49%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Indiana Members Credit Union
4.49%APR
- Terms
- 36–84 months
- Up to
- 6.74% APR
Financial Health Federal Credit Union auto loan score
69
Auto loan score
Higher than 24% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Financial Health Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Automobile Loans
Rates determined by borrower's credit rating and may be as low as stated rate; applies to 2026 (& 2025) vehicles with max amount 125% of retail value; finance up to 100% of MSRP at standard rates, up to 125% at slightly higher rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 75 months | 5.50% | 2026 (& 2025) vehicles; max amount 125% of retail value; rate determined by borrower's credit rating and may be as low as stated rate. |
Used Automobile Loans
Rates determined by borrower's credit rating and may be as low as stated rate; max amount NADA Loan Value; loan terms depend on vehicle year.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.75% | 2024 model year; max amount NADA Loan Value; rate determined by borrower's credit rating and may be as low as stated rate. |
| up to 60 months | 6.00% | 2023 & 2022 model years; max amount NADA Loan Value; rate determined by borrower's credit rating and may be as low as stated rate. |
| up to 54 months | 6.25% | 2021 & older model years; max amount NADA Loan Value; rate determined by borrower's credit rating and may be as low as stated rate. |
Who can join Financial Health Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in specified Indianapolis zip codes are eligible for credit union membership.
Employers and groups
- Employees of IU Health and its affiliates are eligible for membership.
- Employees and program participants of listed partner organizations are eligible for membership.
Family and household
- Spouses, children, siblings, parents, and grandchildren of current credit union members are eligible for membership.
Membership information collected October 5, 2026.