Credit union · NCUA insured
Financial Builders Auto Loan Rates
Financial Builders auto loans start at 5.46% APR for a new vehicle and 6.34% for a used one. Rates checked October 15, 2026.
How Financial Builders’s auto loan rates compare
Compared with banks and credit unions near Kokomo, IN, where Financial Builders has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Financial Builders
5.46%APR
- Terms
- up to 60 months
New Auto (2022 or newer)
Lowest rate
Haynes Community FCU
3.85%APR
- Terms
- up to 60 months
2nd-lowest rate
Financial Center First
4.49%APR
- Terms
- —
Financial Builders auto loan score
69
Auto loan score
Higher than 24% of U.S. banks and credit unions
- New vehicleNew5.46%
- Used vehicleUsed6.34%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Financial Builders ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto (2022 or newer)
Additional qualifications may apply. Rates can change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.46% | Additional qualifications may apply. Rates can change without notice. |
| up to 72 months | 5.71% | Additional qualifications may apply. Rates can change without notice. |
| up to 84 months | 5.96% | Additional qualifications may apply. Rates can change without notice. |
Used Auto (2021 or older)
Additional qualifications may apply. Rates can change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.34% | Additional qualifications may apply. Rates can change without notice. |
| up to 72 months | 6.71% | Additional qualifications may apply. Rates can change without notice. |
| up to 84 months | 8.46% | Additional qualifications may apply. Rates can change without notice. |
Who can join Financial Builders
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives, works, or worships in Howard, Tipton, White, Carroll, Clinton, Cass, or Miami Counties.
Cost to join
- A deposit of $5 into a savings account is required to become a member.
Membership information collected October 5, 2026.