Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 61–75 of 101 in Los Angeles, CA metro · median 4.99% APR
- 5.09%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate for new and used auto loans up to 60 months; requires automatic payments from an FFCU account and 2 qualifying relationships. Estimated payment of $18.92 per $1,000 borrowed for 60 months.
Auto loan score 76 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.19%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as rate for 60 months based on a combined 0.75% APR in available discounts (0.25% AutoPay from USCCU checking, 0.25% active PremiumSpend checking, 0.25% Clean Energy Discount for electric/hybrid). Minimum loan amount $8,000. Floor rate 4.44%. Rates apply to 2024 or newer vehicles.
Auto loan score 75 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount.
Auto loan score 79 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
New auto loan; credit approval required; rate is as low as; vehicle model year current or within previous two years with mileage not exceeding 30,000
Auto loan score 76 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Max loan term 60 months. Payment per $1,000 borrowed is $18.98. Financing 100%.
Auto loan score 73 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as · up to 10.24%
5.24% APR, up to 10.24%
Terms
Tier A+ (800 - 850): 5.24%, Tier A (740 - 799): 5.74%, Tier B (670 - 739): 7.74%, Tier C (580 - 669): 8.74%, Tier D (300 - 579): 10.24%
Auto loan score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
Discounted APR. Maximum financing 100% of MSRP + tax, lic, GAP. Models up to 3 years old. Purchase or refinanced.
Auto loan score 73 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low aswith conditions
This rate needs autopay.
Terms
80% financing. 0.25% discount applied for direct deposit. Rate adjusted based on credit score.
Auto loan score 77 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
80% Financing. Base Rate. 1% premium added for 96-month term (min loan amount $41,000). Example payment per $1,000 borrowed at 5.25% APR for 60 months = $18.99.
Auto loan score 73 · Carrot Score 91
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
First Time Buyer add 3.00% to highest rate in range for term
Auto loan score 71 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less.
Auto loan score 71 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - 5.29%APRas low as
Terms
APR as low as 5.29% for New & Used autos. 100% financing up to 7 years on new autos, and up to 100% financing of Retail Blue Book value for up to 6 years for used autos.
Auto loan score 76 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.39%APRas low as
Terms
Payment example per $1,000 borrowed: $19.09.
Auto loan score 72 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as · up to 14.49%
5.49% APR, up to 14.49%
Terms
Estimated payment per $1,000 is $19.10 - $23.53.
Auto loan score 73 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Los Angeles, CA metro
101 banks and credit unions · checked Oct 16–22
- Typical
- 4.99%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.32%
- Credit unions, typical
- 4.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches