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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New York

Showing 101–125 of 137 scored for Credit cards

  1. Oneida County Federal Credit UnionPurchase 12.00%

    Credit union · 1 branch

    72Credit card score#98 in New York
  2. Empower Federal Credit UnionPurchase 12.24%

    Credit union · 23 branches

    71Credit card score#102 in New York
  3. ONE Credit UnionPurchase 12.25%

    Credit union · 3 branches

    71Credit card score#103 in New York
  4. USALLIANCE FinancialPurchase 12.49%

    Credit union · 3 branches

    70Credit card score#104 in New York
  5. Greylock Federal Credit UnionPurchase 12.75%

    Credit union · 1 branch

    69Credit card score#105 in New York
  6. Tri-Lakes Federal Credit UnionPurchase 12.90%

    Credit union · 2 branches

    67Credit card score#106 in New York
  7. Beginnings Credit UnionPurchase 11.99%

    Credit union · 16 branches

    67Credit card score#107 in New York
  8. Rockland Employees FCUPurchase 12.99%

    Credit union · 3 branches

    67Credit card score#107 in New York
  9. Triboro Postal FCUPurchase 12.99%

    Credit union · 1 branch

    67Credit card score#107 in New York
  10. St. Pius Federal Credit UnionPurchase 13.49%

    Credit union · 1 branch

    66Credit card score#110 in New York
  11. Sunmark Credit UnionPurchase 13.49%

    Credit union · 16 branches

    66Credit card score#110 in New York
  12. Ukrainian Federal Credit UnionPurchase 13.50%

    Credit union · 5 branches

    65Credit card score#112 in New York
  13. Municipal Credit UnionPurchase 13.65%

    Credit union · 15 branches

    65Credit card score#113 in New York
  14. GE Credit UnionPurchase 13.74%

    Credit union · 1 branch

    65Credit card score#114 in New York
  15. M&T BankPurchase 13.74%

    Bank · 271 branches

    65Credit card score#114 in New York
  16. Sidney FCUPurchase 13.75%

    Credit union · 13 branches

    64Credit card score#116 in New York
  17. Visions Federal Credit UnionPurchase 13.75%

    Credit union · 33 branches

    64Credit card score#116 in New York
  18. Tonawanda Valley Federal Credit UnionPurchase 13.80%

    Credit union · 1 branch

    64Credit card score#118 in New York
  19. Justice Federal Credit UnionPurchase 13.90%

    Credit union · 1 branch

    64Credit card score#119 in New York
  20. NY Bravest Federal Credit UnionPurchase 13.90%

    Credit union · 2 branches

    64Credit card score#119 in New York
  21. Advantage Federal Credit UnionPurchase 13.95%

    Credit union · 7 branches

    63Credit card score#121 in New York
  22. Town of Cheektowaga Federal Credit UnionPurchase 14.99%

    Credit union · 1 branch

    62Credit card score#122 in New York
  23. ABACUS FEDERAL SAVINGS BANKPurchase 15.24%

    Bank · 3 branches

    62Credit card score#123 in New York
  24. Affinity Federal Credit UnionPurchase 15.75%

    Credit union · 3 branches

    61Credit card score#124 in New York
  25. Hudson Valley Credit UnionPurchase 15.75%

    Credit union · 41 branches

    61Credit card score#124 in New York

Ranked by Credit card score: how each institution’s credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 316 of the 453 institutions with a branch in New York have too few rates published or captured to score. Rankings are a preview, not awards.