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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New York, NY-NJ metro

Showing 76–100 of 161 scored

  1. Spencer Savings BankCDs 80 · Savings 86

    Bank · 27 branches

    80Carrot Score#76 in New York, NY-NJ metro
  2. 1st Bergen FCUCDs 69 · Savings 82 · Auto 83

    Credit union · 3 branches

    80Carrot Score#77 in New York, NY-NJ metro
  3. Division 726 Federal Credit UnionCDs 61 · Savings 85 · Auto 81

    Credit union · 1 branch

    80Carrot Score#77 in New York, NY-NJ metro
  4. HAB BankCDs 86 · Savings 81

    Bank · 4 branches

    79Carrot Score#79 in New York, NY-NJ metro
  5. Amalgamated BankCDs 79 · Savings 86

    Bank · 4 branches

    79Carrot Score#80 in New York, NY-NJ metro
  6. Central Jersey Federal Credit UnionCDs 62 · Savings 71 · Auto 82 · Cards 82

    Credit union · 1 branch

    79Carrot Score#81 in New York, NY-NJ metro
  7. Motion Federal Credit UnionCDs 64 · Savings 85 · Auto 76 · Cards 81

    Credit union · 5 branches

    79Carrot Score#82 in New York, NY-NJ metro
  8. ConnectOne BankCDs 70 · Savings 89

    Bank · 55 branches

    78Carrot Score#83 in New York, NY-NJ metro
  9. Fulton BankCDs 84 · Savings 81 · Auto 61

    Bank · 36 branches

    78Carrot Score#83 in New York, NY-NJ metro
  10. Suffolk Credit UnionSavings 88 · Auto 74 · Cards 75

    Credit union · 10 branches

    77Carrot Score#85 in New York, NY-NJ metro
  11. City National BankCDs 88 · Savings 75 · Cards 60

    Bank · 6 branches

    77Carrot Score#86 in New York, NY-NJ metro
  12. HSBC USACDs 91 · Savings 73

    Bank · 8 branches

    77Carrot Score#87 in New York, NY-NJ metro
  13. Essex County Teachers FCUCDs 68 · Savings 89 · Auto 68

    Credit union · 2 branches

    76Carrot Score#88 in New York, NY-NJ metro
  14. Local 804 Federal Credit UnionCDs 67 · Savings 69 · Auto 89

    Credit union · 2 branches

    76Carrot Score#88 in New York, NY-NJ metro
  15. Ridgedale Federal Credit UnionCDs 71 · Savings 77 · Auto 72 · Cards 84

    Credit union · 1 branch

    76Carrot Score#88 in New York, NY-NJ metro
  16. Advanced Financial Federal Credit UnionCDs 75 · Savings 84 · Auto 72 · Cards 70

    Credit union · 4 branches

    76Carrot Score#91 in New York, NY-NJ metro
  17. Jersey Central Federal Credit UnionCDs 70 · Savings 75 · Auto 86

    Credit union · 1 branch

    76Carrot Score#92 in New York, NY-NJ metro
  18. Lower East Side People's FCUCDs 62 · Savings 79 · Auto 83

    Credit union · 4 branches

    76Carrot Score#93 in New York, NY-NJ metro
  19. Mid Penn BankCDs 83 · Savings 80

    Bank · 3 branches

    75Carrot Score#94 in New York, NY-NJ metro
  20. PNCCDs 87 · Savings 60 · Auto 71

    Bank · 125 branches

    75Carrot Score#94 in New York, NY-NJ metro
  21. Van Cortlandt Cooperative Federal Credit Union (VCCFCU)Savings 76 · Auto 61 · Cards 84

    Credit union · 1 branch

    75Carrot Score#96 in New York, NY-NJ metro
  22. Academic Federal Credit UnionCDs 64 · Auto 81 · Cards 79

    Credit union · 1 branch

    74Carrot Score#97 in New York, NY-NJ metro
  23. First BankCDs 64 · Savings 89

    Bank · 8 branches

    74Carrot Score#98 in New York, NY-NJ metro
  24. CTBC BankCDs 65 · Savings 89

    Bank · 3 branches

    73Carrot Score#99 in New York, NY-NJ metro
  25. People's Alliance Federal Credit UnionCDs 85 · Savings 74

    Credit union · 7 branches

    73Carrot Score#100 in New York, NY-NJ metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 167 of the 328 institutions with a branch in New York, NY-NJ metro have too few rates published or captured to score. Rankings are a preview, not awards.