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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Santa Maria, CA metro

Showing 1–18 of 18 scored for Savings

  1. MidFirst Bank$1,000 4.00% · $10,000 4.00% · $100,000 0.20%

    Bank · 1 branch

    94Savings score#1 in Santa Maria, CA metro
  2. First Bank$1,000 2.90% · $10,000 2.90% · $100,000 2.90%

    Bank · 3 branches

    89Savings score#2 in Santa Maria, CA metro
  3. Columbia Bank$1,000 0.05% · $10,000 2.00% · $100,000 2.60%

    Bank · 2 branches

    88Savings score#3 in Santa Maria, CA metro
  4. SESLOC Credit Union$1,000 3.56% · $10,000 1.26% · $100,000 1.76%

    Credit union · 1 branch

    88Savings score#4 in Santa Maria, CA metro
  5. Golden 1 Credit Union$1,000 4.00% · $10,000 1.00% · $100,000 1.50%

    Credit union · 1 branch

    86Savings score#5 in Santa Maria, CA metro
  6. Santa Barbara Teachers FCU$1,000 0.70% · $10,000 0.90% · $100,000 2.12%

    Credit union · 3 branches

    84Savings score#6 in Santa Maria, CA metro
  7. Santa Barbara County Federal Credit Union$1,000 0.00% · $10,000 1.00% · $100,000 2.30%

    Credit union · 1 branch

    84Savings score#7 in Santa Maria, CA metro
  8. Poppy Bank$1,000 0.50% · $10,000 0.50% · $100,000 0.50%

    Bank · 1 branch

    79Savings score#8 in Santa Maria, CA metro
  9. BMO$1,000 0.01% · $10,000 0.30% · $100,000 1.70%

    Bank · 1 branch

    77Savings score#9 in Santa Maria, CA metro
  10. U.S. Bank$1,000 0.01% · $10,000 0.01% · $100,000 3.40%

    Bank · 11 branches

    75Savings score#10 in Santa Maria, CA metro
  11. CoastHills Credit Union$1,000 0.05% · $10,000 0.25% · $100,000 1.00%

    Credit union · 6 branches

    71Savings score#11 in Santa Maria, CA metro
  12. KeyPoint Credit Union$1,000 0.05% · $10,000 0.10% · $100,000 1.76%

    Credit union · 1 branch

    68Savings score#12 in Santa Maria, CA metro
  13. Montecito Bank & Trust$1,000 0.05% · $10,000 0.05% · $100,000 0.10%

    Bank · 12 branches

    63Savings score#13 in Santa Maria, CA metro
  14. Kinecta$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Credit union · 1 branch

    61Savings score#14 in Santa Maria, CA metro
  15. Farmers & Merchants Bank$1,000 0.03% · $10,000 0.05% · $100,000 0.05%

    Bank · 1 branch

    60Savings score#15 in Santa Maria, CA metro
  16. Bank of America$1,000 0.04% · $10,000 0.04% · $100,000 0.04%

    Bank · 7 branches

    60Savings score#16 in Santa Maria, CA metro
  17. Wells Fargo$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 8 branches

    60Savings score#17 in Santa Maria, CA metro
  18. Chase$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 9 branches

    60Savings score#18 in Santa Maria, CA metro

Ranked by Savings score: how each institution’s savings and money market rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 10 of the 28 institutions with a branch in Santa Maria, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.