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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Luis Obispo, CA metro

Showing 1–12 of 12 scored for Savings

  1. UMB Bank$1,000 0.10% · $10,000 3.71% · $100,000 3.71%

    Bank · 2 branches

    94Savings score#1 in San Luis Obispo, CA metro
  2. Columbia Bank$1,000 0.05% · $10,000 2.00% · $100,000 2.60%

    Bank · 8 branches

    88Savings score#2 in San Luis Obispo, CA metro
  3. SESLOC Credit Union$1,000 3.56% · $10,000 1.26% · $100,000 1.76%

    Credit union · 5 branches

    88Savings score#3 in San Luis Obispo, CA metro
  4. Golden 1 Credit Union$1,000 4.00% · $10,000 1.00% · $100,000 1.50%

    Credit union · 3 branches

    86Savings score#4 in San Luis Obispo, CA metro
  5. Murphy Bank$1,000 0.60% · $10,000 0.85% · $100,000 1.36%

    Bank · 1 branch

    84Savings score#5 in San Luis Obispo, CA metro
  6. U.S. Bank$1,000 0.01% · $10,000 0.01% · $100,000 3.40%

    Bank · 4 branches

    75Savings score#6 in San Luis Obispo, CA metro
  7. CoastHills Credit Union$1,000 0.05% · $10,000 0.25% · $100,000 1.00%

    Credit union · 5 branches

    71Savings score#7 in San Luis Obispo, CA metro
  8. Educational Employees Credit Union$1,000 0.10% · $10,000 0.20% · $100,000 0.20%

    Credit union · 1 branch

    68Savings score#8 in San Luis Obispo, CA metro
  9. SLO Credit Union$1,000 0.10% · $10,000 0.10% · $100,000 0.10%

    Credit union · 1 branch

    64Savings score#9 in San Luis Obispo, CA metro
  10. Bank of America$1,000 0.04% · $10,000 0.04% · $100,000 0.04%

    Bank · 3 branches

    60Savings score#10 in San Luis Obispo, CA metro
  11. Wells Fargo$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 5 branches

    60Savings score#11 in San Luis Obispo, CA metro
  12. Chase$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 6 branches

    60Savings score#12 in San Luis Obispo, CA metro

Ranked by Savings score: how each institution’s savings and money market rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 7 of the 19 institutions with a branch in San Luis Obispo, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.