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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Luis Obispo, CA metro

Showing 1–12 of 12 scored

  1. Top Carrot, Carrot Score 88
    UMB BankCDs 84 · Savings 94 · Auto 63 · Cards 63

    Bank · 2 branches

    88Carrot Score#1 in San Luis Obispo, CA metro
  2. Top Carrot, Carrot Score 88
    CoastHills Credit UnionCDs 68 · Savings 71 · Auto 87 · Cards 88

    Credit union · 5 branches

    88Carrot Score#2 in San Luis Obispo, CA metro
  3. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionCDs 93 · Savings 86

    Credit union · 3 branches

    87Carrot Score#3 in San Luis Obispo, CA metro
  4. SESLOC Credit UnionCDs 83 · Savings 88 · Auto 69 · Cards 64

    Credit union · 5 branches

    85Carrot Score#4 in San Luis Obispo, CA metro
  5. Murphy BankCDs 82 · Savings 84

    Bank · 1 branch

    78Carrot Score#5 in San Luis Obispo, CA metro
  6. Educational Employees Credit UnionCDs 84 · Savings 68 · Auto 73 · Cards 77

    Credit union · 1 branch

    76Carrot Score#6 in San Luis Obispo, CA metro
  7. Columbia BankCDs 65 · Savings 88 · Auto 60

    Bank · 8 branches

    72Carrot Score#7 in San Luis Obispo, CA metro
  8. SLO Credit UnionCDs 68 · Savings 64 · Auto 71 · Cards 82

    Credit union · 1 branch

    71Carrot Score#8 in San Luis Obispo, CA metro
  9. Bank of AmericaCDs 74 · Savings 60 · Auto 66

    Bank · 3 branches

    65Carrot Score#9 in San Luis Obispo, CA metro
  10. Wells FargoCDs 81 · Savings 60 · Cards 60

    Bank · 5 branches

    64Carrot Score#10 in San Luis Obispo, CA metro
  11. U.S. BankCDs 65 · Savings 75

    Bank · 4 branches

    64Carrot Score#11 in San Luis Obispo, CA metro
  12. ChaseCDs 60 · Savings 60 · Auto 64 · Cards 60

    Bank · 6 branches

    60Carrot Score#12 in San Luis Obispo, CA metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 7 of the 19 institutions with a branch in San Luis Obispo, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.