Bank · FDIC insured
Murphy Bank Savings Rates
Murphy Bank’s best savings rate is 0.85% APY on $10,000, with its Passbooks / Regular Savings Accounts. Rates checked October 16, 2026.
How Murphy Bank’s savings rates compare
Compared with banks and credit unions near Fresno, CA, where Murphy Bank has the most branches. $10,000, best rate first.
This bank’s best
Murphy Bank
0.85%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $85
Passbooks / Regular Savings Accounts
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Pacific Service Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
Murphy Bank savings score
84
Savings score
Higher than 65% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0001.36%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Murphy Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Passbooks / Regular Savings Accounts
0.85%APY
Any savings account closed within 90 days of its opening date will be assessed a fee of $25.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $9,999 | 0.60% | — |
| $10,000 – $24,999 | 0.85% | $85 |
| $25,000 and up | 1.36% | — |
Sources (1)
- murphybank.com/cd-rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.