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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Jose, CA metro

Showing 26–43 of 43 scored for Savings

  1. U.S. Bank$1,000 0.01% · $10,000 0.01% · $100,000 3.40%

    Bank · 29 branches

    75Savings score#26 in San Jose, CA metro
  2. Patelco Credit Union$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Credit union · 5 branches

    75Savings score#27 in San Jose, CA metro
  3. City National Bank$1,000 0.01% · $10,000 0.35% · $100,000 3.82%

    Bank · 3 branches

    75Savings score#28 in San Jose, CA metro
  4. State Bank of India (California)$1,000 0.30% · $10,000 0.30% · $100,000 0.30%

    Bank · 1 branch

    74Savings score#29 in San Jose, CA metro
  5. HSBC USA$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Bank · 1 branch

    73Savings score#30 in San Jose, CA metro
  6. First Tech Federal Credit Union$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Credit union · 3 branches

    70Savings score#31 in San Jose, CA metro
  7. United Business Bank$1,000 — · $10,000 0.25% · $100,000 1.26%

    Bank · 2 branches

    70Savings score#32 in San Jose, CA metro
  8. Metropolitan Bank$1,000 — · $10,000 0.20% · $100,000 0.50%

    Bank · 1 branch

    68Savings score#33 in San Jose, CA metro
  9. KeyPoint Credit Union$1,000 0.05% · $10,000 0.10% · $100,000 1.76%

    Credit union · 5 branches

    68Savings score#34 in San Jose, CA metro
  10. Open Bank$1,000 0.15% · $10,000 0.15% · $100,000 0.30%

    Bank · 1 branch

    68Savings score#35 in San Jose, CA metro
  11. Zions Bank$1,000 0.02% · $10,000 0.02% · $100,000 0.07%

    Bank · 3 branches

    66Savings score#36 in San Jose, CA metro
  12. Monterey Credit Union$1,000 0.03% · $10,000 0.10% · $100,000 1.00%

    Credit union · 1 branch

    65Savings score#37 in San Jose, CA metro
  13. F3 Credit Union$1,000 0.10% · $10,000 0.10% · $100,000 0.10%

    Credit union · 2 branches

    64Savings score#38 in San Jose, CA metro
  14. First Citizens Bank$1,000 0.10% · $10,000 0.10% · $100,000 0.10%

    Bank · 3 branches

    64Savings score#38 in San Jose, CA metro
  15. PNC$1,000 0.04% · $10,000 0.04% · $100,000 0.05%

    Bank · 2 branches

    60Savings score#40 in San Jose, CA metro
  16. Bank of America$1,000 0.04% · $10,000 0.04% · $100,000 0.04%

    Bank · 44 branches

    60Savings score#41 in San Jose, CA metro
  17. Wells Fargo$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 47 branches

    60Savings score#42 in San Jose, CA metro
  18. Chase$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 50 branches

    60Savings score#43 in San Jose, CA metro

Ranked by Savings score: how each institution’s savings and money market rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 18 of the 61 institutions with a branch in San Jose, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.