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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Salinas, CA metro

Showing 1–12 of 12 scored for CDs

  1. Golden 1 Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.20% · 31–60 mo 3.55%

    Credit union · 1 branch

    93CD score#1 in Salinas, CA metro
  2. Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%

    Credit union · 1 branch

    88CD score#2 in Salinas, CA metro
  3. UMB Bank3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 1 branch

    84CD score#3 in Salinas, CA metro
  4. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 15 branches

    81CD score#4 in Salinas, CA metro
  5. Bay Federal Credit Union3–8 mo 3.05% · 9–15 mo 3.30% · 16–30 mo 3.41% · 31–60 mo 3.82%

    Credit union · 2 branches

    80CD score#5 in Salinas, CA metro
  6. Wescom Financial3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo 4.00%

    Credit union · 4 branches

    77CD score#6 in Salinas, CA metro
  7. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 6 branches

    74CD score#7 in Salinas, CA metro
  8. Fremont Bank3–8 mo 3.25% · 9–15 mo 3.30% · 16–30 mo 1.25% · 31–60 mo 1.25%

    Bank · 1 branch

    67CD score#8 in Salinas, CA metro
  9. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 1 branch

    66CD score#9 in Salinas, CA metro
  10. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 5 branches

    65CD score#10 in Salinas, CA metro
  11. Monterey Credit Union3–8 mo 0.83% · 9–15 mo 3.50% · 16–30 mo 0.78% · 31–60 mo —

    Credit union · 3 branches

    64CD score#11 in Salinas, CA metro
  12. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 12 branches

    60CD score#12 in Salinas, CA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 7 of the 19 institutions with a branch in Salinas, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.