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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in St. Joseph, MO-KS metro

Showing 1–11 of 11 scored for CDs

  1. Postal & Community Credit Union3–8 mo 4.25% · 9–15 mo 4.75% · 16–30 mo 3.75% · 31–60 mo 3.75%

    Credit union · 2 branches

    95CD score#1 in St. Joseph, MO-KS metro
  2. Academy Bank3–8 mo 1.15% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo 3.51%

    Bank · 2 branches

    91CD score#2 in St. Joseph, MO-KS metro
  3. United Consumers Credit Union3–8 mo 3.51% · 9–15 mo 3.80% · 16–30 mo 4.00% · 31–60 mo 4.00%

    Credit union · 1 branch

    87CD score#3 in St. Joseph, MO-KS metro
  4. UMB Bank3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 2 branches

    84CD score#4 in St. Joseph, MO-KS metro
  5. Goetz Credit Union3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 3.50% · 31–60 mo —

    Credit union · 1 branch

    81CD score#5 in St. Joseph, MO-KS metro
  6. Holy Rosary Credit Union3–8 mo 3.49% · 9–15 mo 3.49% · 16–30 mo 3.49% · 31–60 mo 3.55%

    Credit union · 1 branch

    78CD score#6 in St. Joseph, MO-KS metro
  7. Bank Northwest3–8 mo 3.53% · 9–15 mo 3.80% · 16–30 mo 2.52% · 31–60 mo 2.53%

    Bank · 1 branch

    74CD score#7 in St. Joseph, MO-KS metro
  8. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 1 branch

    66CD score#8 in St. Joseph, MO-KS metro
  9. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 3 branches

    65CD score#9 in St. Joseph, MO-KS metro
  10. IFB3–8 mo 1.76% · 9–15 mo 2.02% · 16–30 mo 2.48% · 31–60 mo 1.31%

    Bank · 2 branches

    63CD score#10 in St. Joseph, MO-KS metro
  11. Farmers State Bank3–8 mo 0.25% · 9–15 mo 0.40% · 16–30 mo 0.55% · 31–60 mo 0.80%

    Bank · 1 branch

    60CD score#11 in St. Joseph, MO-KS metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 18 of the 29 institutions with a branch in St. Joseph, MO-KS metro have too few rates published or captured to score. Rankings are a preview, not awards.