Bank · FDIC insured
IFB
A $146.5M bank headquartered in Maysville, MO, with 3 branches in Missouri. Best rates: CDs 2.48% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs632.48%for 16–30 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About IFB
- Headquarters
- 201 W Main St, Maysville, MO 64469
- FDIC certificate
- 11462 ↗
Branches
3 branches in Missouri
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Missouri
3 branches
St. Joseph area · 2
- Independent Farmers BankMain office201 W Main St, Maysville, MO 64469Directions
- Stewartsville Branch1303 Main St, Stewartsville, MO 64490Directions
King City area · 1
- King City Branch206 N Connecticut St, King City, MO 64463Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.53% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.66% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.13% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $67 | $81 | — |
- CapitalLeverage ratio10.53%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.66%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$67Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of IFB are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.