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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in St. Joseph, MO-KS metro

Showing 1–13 of 13 scored

  1. Top Carrot, Carrot Score 93
    Postal & Community Credit UnionCDs 95 · Savings 89 · Cards 74

    Credit union · 2 branches

    93Carrot Score#1 in St. Joseph, MO-KS metro
  2. Top Carrot, Carrot Score 88
    United Consumers Credit UnionCDs 87 · Savings 93 · Auto 81

    Credit union · 1 branch

    88Carrot Score#2 in St. Joseph, MO-KS metro
  3. Top Carrot, Carrot Score 88
    UMB BankCDs 84 · Savings 94 · Auto 63 · Cards 63

    Bank · 2 branches

    88Carrot Score#3 in St. Joseph, MO-KS metro
  4. Academy BankCDs 91 · Savings 82

    Bank · 2 branches

    83Carrot Score#4 in St. Joseph, MO-KS metro
  5. Holy Rosary Credit UnionCDs 78 · Savings 88 · Auto 77 · Cards 69

    Credit union · 1 branch

    82Carrot Score#5 in St. Joseph, MO-KS metro
  6. Bank NorthwestCDs 74 · Savings 89

    Bank · 1 branch

    81Carrot Score#6 in St. Joseph, MO-KS metro
  7. Goetz Credit UnionCDs 81 · Savings 84 · Auto 70

    Credit union · 1 branch

    79Carrot Score#7 in St. Joseph, MO-KS metro
  8. Exchange Bank & TrustSavings 81 · Auto 76

    Bank · 2 branches

    71Carrot Score#8 in St. Joseph, MO-KS metro
  9. BMOCDs 66 · Savings 77 · Cards 60

    Bank · 1 branch

    66Carrot Score#9 in St. Joseph, MO-KS metro
  10. U.S. BankCDs 65 · Savings 75

    Bank · 3 branches

    64Carrot Score#10 in St. Joseph, MO-KS metro
  11. Equity BankSavings 68 · Auto 62

    Bank · 3 branches

    60Carrot Score#11 in St. Joseph, MO-KS metro
  12. Farmers State BankCDs 60 · Savings 65

    Bank · 1 branch

    60Carrot Score#12 in St. Joseph, MO-KS metro
  13. Commerce BankSavings 60 · Cards 60

    Bank · 2 branches

    60Carrot Score#13 in St. Joseph, MO-KS metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 16 of the 29 institutions with a branch in St. Joseph, MO-KS metro have too few rates published or captured to score. Rankings are a preview, not awards.