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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New York, NY-NJ metro

Showing 1–25 of 140 scored for CDs

  1. BTG Pactual Bank, National Association3–8 mo 4.20% · 9–15 mo 4.50% · 16–30 mo 4.65% · 31–60 mo 4.70%

    Bank · 1 branch

    99CD score#1 in New York, NY-NJ metro
  2. E*TRADE from Morgan Stanley3–8 mo 4.20% · 9–15 mo 4.75% · 16–30 mo 4.40% · 31–60 mo 4.40%

    Bank · 1 branch

    99CD score#2 in New York, NY-NJ metro
  3. Global Bank NY3–8 mo 3.90% · 9–15 mo 4.35% · 16–30 mo 4.55% · 31–60 mo 4.55%

    Bank · 3 branches

    98CD score#3 in New York, NY-NJ metro
  4. Quorum Federal Credit Union3–8 mo 4.40% · 9–15 mo 4.50% · 16–30 mo 4.00% · 31–60 mo 4.15%

    Credit union · 1 branch

    97CD score#4 in New York, NY-NJ metro
  5. USALLIANCE Financial3–8 mo 3.80% · 9–15 mo 4.50% · 16–30 mo 4.20% · 31–60 mo 3.95%

    Credit union · 3 branches

    94CD score#5 in New York, NY-NJ metro
  6. Palisades Credit Union3–8 mo 4.00% · 9–15 mo 5.00% · 16–30 mo 4.50% · 31–60 mo 0.10%

    Credit union · 3 branches

    93CD score#6 in New York, NY-NJ metro
  7. Ridgewood Savings Bank3–8 mo 3.55% · 9–15 mo 4.25% · 16–30 mo 4.59% · 31–60 mo 3.40%

    Bank · 37 branches

    93CD score#7 in New York, NY-NJ metro
  8. Greater Metro Federal Credit Union3–8 mo 2.28% · 9–15 mo 4.34% · 16–30 mo 4.45% · 31–60 mo 3.82%

    Credit union · 2 branches

    93CD score#8 in New York, NY-NJ metro
  9. Affinity Federal Credit Union3–8 mo 4.35% · 9–15 mo 4.35% · 16–30 mo 4.35% · 31–60 mo —

    Credit union · 18 branches

    92CD score#9 in New York, NY-NJ metro
  10. S. Middlesex FCU3–8 mo 3.85% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.15%

    Credit union · 1 branch

    92CD score#10 in New York, NY-NJ metro
  11. B-M S Federal Credit Union3–8 mo 4.01% · 9–15 mo 4.01% · 16–30 mo 4.12% · 31–60 mo 4.28%

    Credit union · 1 branch

    92CD score#11 in New York, NY-NJ metro
  12. Unity Bank3–8 mo 4.20% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo 0.35%

    Bank · 18 branches

    92CD score#12 in New York, NY-NJ metro
  13. HSBC USA3–8 mo 4.00% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo —

    Bank · 8 branches

    91CD score#13 in New York, NY-NJ metro
  14. SUMA Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 4.10% · 31–60 mo 4.25%

    Credit union · 2 branches

    91CD score#14 in New York, NY-NJ metro
  15. Hoboken School Employees Federal Credit Union3–8 mo 3.96% · 9–15 mo 4.06% · 16–30 mo 4.11% · 31–60 mo 4.16%

    Credit union · 1 branch

    90CD score#15 in New York, NY-NJ metro
  16. Flagstar Bank3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.25% · 31–60 mo —

    Bank · 136 branches

    90CD score#16 in New York, NY-NJ metro
  17. Self Reliance Financial Federal Credit Union3–8 mo 3.92% · 9–15 mo 4.24% · 16–30 mo 4.13% · 31–60 mo 3.92%

    Credit union · 4 branches

    89CD score#17 in New York, NY-NJ metro
  18. Merck Employees Federal Credit Union3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 4.35% · 31–60 mo —

    Credit union · 2 branches

    89CD score#18 in New York, NY-NJ metro
  19. First Commerce Bank3–8 mo 3.50% · 9–15 mo 4.10% · 16–30 mo 4.50% · 31–60 mo 3.00%

    Bank · 9 branches

    89CD score#19 in New York, NY-NJ metro
  20. American Airlines Federal Credit Union3–8 mo 4.05% · 9–15 mo 4.00% · 16–30 mo 3.92% · 31–60 mo 3.97%

    Credit union · 5 branches

    89CD score#20 in New York, NY-NJ metro
  21. Proponent Federal Credit Union3–8 mo 3.95% · 9–15 mo 4.05% · 16–30 mo 4.25% · 31–60 mo 3.35%

    Credit union · 1 branch

    89CD score#20 in New York, NY-NJ metro
  22. Magyar Bank (New Brunswick, NJ)3–8 mo 2.00% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 4.00%

    Bank · 7 branches

    88CD score#22 in New York, NY-NJ metro
  23. City National Bank3–8 mo 4.23% · 9–15 mo 4.39% · 16–30 mo 1.76% · 31–60 mo 1.56%

    Bank · 6 branches

    88CD score#23 in New York, NY-NJ metro
  24. Greater Alliance Federal Credit Union3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 3.75%

    Credit union · 3 branches

    88CD score#24 in New York, NY-NJ metro
  25. Ascendia Bank3–8 mo 3.00% · 9–15 mo 4.00% · 16–30 mo 4.05% · 31–60 mo 4.20%

    Bank · 5 branches

    88CD score#25 in New York, NY-NJ metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 188 of the 328 institutions with a branch in New York, NY-NJ metro have too few rates published or captured to score. Rankings are a preview, not awards.