Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Houston, TX metro
Showing 1–25 of 93 scored for CDs
- 99CD score#1 in Houston, TX metro
- Community Resource Credit Union3–8 mo 4.10% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 4.25%
Credit union · 8 branches
96CD score#2 in Houston, TX metro - Members Trust Federal Credit Union3–8 mo 4.13% · 9–15 mo 4.23% · 16–30 mo 4.33% · 31–60 mo 4.39%
Credit union · 1 branch
95CD score#3 in Houston, TX metro - First Eagle Federal Credit Union3–8 mo 4.02% · 9–15 mo 5.00% · 16–30 mo 3.81% · 31–60 mo 3.81%
Credit union · 1 branch
94CD score#4 in Houston, TX metro - Cornerstone Capital Bank3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.25%
Bank · 1 branch
93CD score#5 in Houston, TX metro - First Community Credit Union3–8 mo 4.00% · 9–15 mo 3.90% · 16–30 mo 4.15% · 31–60 mo 4.50%
Credit union · 15 branches
92CD score#6 in Houston, TX metro - SUMA Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 4.10% · 31–60 mo 4.25%
Credit union · 1 branch
91CD score#7 in Houston, TX metro - Rave Financial3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 3.50% · 31–60 mo 3.50%
Credit union · 4 branches
91CD score#8 in Houston, TX metro - Greater Texas Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 4.25%
Credit union · 1 branch
89CD score#9 in Houston, TX metro - Chartway Credit Union3–8 mo 4.30% · 9–15 mo 4.45% · 16–30 mo 2.25% · 31–60 mo 2.15%
Credit union · 2 branches
89CD score#10 in Houston, TX metro - MemberSource Credit Union3–8 mo 3.75% · 9–15 mo 4.20% · 16–30 mo 3.85% · 31–60 mo 4.00%
Credit union · 5 branches
89CD score#11 in Houston, TX metro - Houston Federal Credit Union3–8 mo 3.75% · 9–15 mo 4.05% · 16–30 mo 4.00% · 31–60 mo 4.20%
Credit union · 10 branches
89CD score#12 in Houston, TX metro - 88CD score#13 in Houston, TX metro
- USE Credit Union3–8 mo 2.00% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 3.75%
Credit union · 1 branch
88CD score#14 in Houston, TX metro - Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 10 branches
88CD score#15 in Houston, TX metro - PrimeWay Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 3.65% · 31–60 mo 0.55%
Credit union · 7 branches
88CD score#16 in Houston, TX metro - Synergy Federal Credit Union3–8 mo 3.97% · 9–15 mo 3.97% · 16–30 mo 3.97% · 31–60 mo 3.97%
Credit union · 2 branches
88CD score#17 in Houston, TX metro - 87CD score#18 in Houston, TX metro
- 87CD score#19 in Houston, TX metro
- Credit Human Federal Credit Union3–8 mo 3.80% · 9–15 mo 3.95% · 16–30 mo 3.96% · 31–60 mo 4.00%
Credit union · 1 branch
87CD score#20 in Houston, TX metro - AMOCO Federal Credit Union3–8 mo — · 9–15 mo 3.75% · 16–30 mo 3.85% · 31–60 mo 4.50%
Credit union · 11 branches
87CD score#21 in Houston, TX metro - 87CD score#22 in Houston, TX metro
- 5Point Credit Union3–8 mo 3.89% · 9–15 mo 4.04% · 16–30 mo 3.60% · 31–60 mo 3.75%
Credit union · 3 branches
87CD score#23 in Houston, TX metro - Houston Texas Fire Fighters Federal Credit Union3–8 mo 3.76% · 9–15 mo 3.82% · 16–30 mo 3.92% · 31–60 mo 3.87%
Credit union · 3 branches
87CD score#24 in Houston, TX metro - 86CD score#25 in Houston, TX metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 111 of the 204 institutions with a branch in Houston, TX metro have too few rates published or captured to score. Rankings are a preview, not awards.