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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Charlotte, NC-SC metro

Showing 1–25 of 26 scored for Credit cards

  1. Carolina Cooperative FCUPurchase 8.90%

    Credit union · 3 branches

    89Credit card score#1 in Charlotte, NC-SC metro
  2. Lion's Share Federal Credit UnionPurchase 8.90%

    Credit union · 1 branch

    89Credit card score#1 in Charlotte, NC-SC metro
  3. Blue Flame Credit UnionPurchase 9.90%

    Credit union · 1 branch

    84Credit card score#3 in Charlotte, NC-SC metro
  4. Nova Credit UnionPurchase 9.90%

    Credit union · 3 branches

    84Credit card score#3 in Charlotte, NC-SC metro
  5. Honeywell Philadelphia Division FCUPurchase 9.99%

    Credit union · 1 branch

    82Credit card score#5 in Charlotte, NC-SC metro
  6. Navy Federal Credit UnionPurchase 10.24%

    Credit union · 1 branch

    81Credit card score#6 in Charlotte, NC-SC metro
  7. American Airlines Federal Credit UnionPurchase 10.50%

    Credit union · 2 branches

    81Credit card score#7 in Charlotte, NC-SC metro
  8. Civic Federal Credit UnionPurchase 11.25%

    Credit union · 1 branch

    76Credit card score#8 in Charlotte, NC-SC metro
  9. State Employees' Credit UnionPurchase 11.50%

    Credit union · 35 branches

    75Credit card score#9 in Charlotte, NC-SC metro
  10. Family Trust Federal Credit UnionPurchase 12.70%

    Credit union · 7 branches

    69Credit card score#10 in Charlotte, NC-SC metro
  11. First BankPurchase 13.40%

    Bank · 9 branches

    66Credit card score#11 in Charlotte, NC-SC metro
  12. Carolina Federal Credit UnionPurchase 13.50%

    Credit union · 1 branch

    65Credit card score#12 in Charlotte, NC-SC metro
  13. Carolinas Telco Federal Credit UnionPurchase 13.50%

    Credit union · 5 branches

    65Credit card score#12 in Charlotte, NC-SC metro
  14. Self-Help Credit UnionPurchase 13.50%

    Credit union · 3 branches

    65Credit card score#12 in Charlotte, NC-SC metro
  15. Ukrainian Federal Credit UnionPurchase 13.50%

    Credit union · 1 branch

    65Credit card score#12 in Charlotte, NC-SC metro
  16. First Citizens BankPurchase 13.74%

    Bank · 34 branches

    65Credit card score#16 in Charlotte, NC-SC metro
  17. Uwharrie BankPurchase 13.99%

    Bank · 4 branches

    63Credit card score#17 in Charlotte, NC-SC metro
  18. First National BankPurchase 15.74%

    Bank · 17 branches

    61Credit card score#18 in Charlotte, NC-SC metro
  19. Skyla Credit UnionPurchase 16.15%

    Credit union · 13 branches

    61Credit card score#19 in Charlotte, NC-SC metro
  20. Latino Community Credit UnionPurchase 16.75%

    Credit union · 5 branches

    61Credit card score#20 in Charlotte, NC-SC metro
  21. Truist BankPurchase 16.99%

    Bank · 64 branches

    61Credit card score#21 in Charlotte, NC-SC metro
  22. Wells FargoPurchase 17.74%

    Bank · 63 branches

    60Credit card score#22 in Charlotte, NC-SC metro
  23. Truliant Federal Credit UnionPurchase 17.99%

    Credit union · 10 branches

    60Credit card score#23 in Charlotte, NC-SC metro
  24. Arthur State BankPurchase 18.24%

    Bank · 1 branch

    60Credit card score#24 in Charlotte, NC-SC metro
  25. ChasePurchase 18.49%

    Bank · 30 branches

    60Credit card score#25 in Charlotte, NC-SC metro

Ranked by Credit card score: how each institution’s credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 48 of the 74 institutions with a branch in Charlotte, NC-SC metro have too few rates published or captured to score. Rankings are a preview, not awards.