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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Jose, CA metro

Showing 1–25 of 39 scored

  1. Top Carrot, Carrot Score 98
    Star One Credit UnionCDs 79 · Savings 95 · Auto 87 · Cards 89

    Credit union · 6 branches

    98Carrot Score#1 in San Jose, CA metro
  2. Top Carrot, Carrot Score 91
    Stanford Federal Credit UnionCDs 89 · Savings 89 · Auto 87 · Cards 70

    Credit union · 5 branches

    91Carrot Score#2 in San Jose, CA metro
  3. Top Carrot, Carrot Score 91
    First BankCDs 89 · Savings 89

    Bank · 1 branch

    91Carrot Score#3 in San Jose, CA metro
  4. Top Carrot, Carrot Score 89
    F3 Credit UnionSavings 64 · Auto 89 · Cards 88

    Credit union · 2 branches

    89Carrot Score#4 in San Jose, CA metro
  5. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionCDs 88 · Savings 89 · Auto 61 · Cards 65

    Credit union · 1 branch

    89Carrot Score#5 in San Jose, CA metro
  6. Top Carrot, Carrot Score 89
    CitiCDs 87 · Savings 89 · Cards 60

    Bank · 22 branches

    89Carrot Score#6 in San Jose, CA metro
  7. Top Carrot, Carrot Score 88
    SRI Federal Credit UnionCDs 87 · Savings 89 · Auto 77 · Cards 84

    Credit union · 1 branch

    88Carrot Score#7 in San Jose, CA metro
  8. Top Carrot, Carrot Score 87
    CEFCUCDs 70 · Savings 89 · Auto 83

    Credit union · 6 branches

    87Carrot Score#8 in San Jose, CA metro
  9. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionCDs 93 · Savings 86

    Credit union · 1 branch

    87Carrot Score#9 in San Jose, CA metro
  10. PremierOne Credit UnionCDs 75 · Savings 95 · Auto 73 · Cards 63

    Credit union · 5 branches

    85Carrot Score#10 in San Jose, CA metro
  11. WaFd BankCDs 82 · Savings 87 · Cards 61

    Bank · 2 branches

    83Carrot Score#11 in San Jose, CA metro
  12. Poppy BankCDs 95 · Savings 79

    Bank · 4 branches

    82Carrot Score#12 in San Jose, CA metro
  13. OE Federal Credit UnionCDs 87 · Savings 81 · Auto 70 · Cards 62

    Credit union · 2 branches

    82Carrot Score#13 in San Jose, CA metro
  14. Patelco Credit UnionCDs 87 · Savings 75 · Auto 77 · Cards 81

    Credit union · 5 branches

    82Carrot Score#14 in San Jose, CA metro
  15. Meriwest Credit UnionCDs 86 · Savings 82 · Auto 65

    Credit union · 10 branches

    80Carrot Score#15 in San Jose, CA metro
  16. Technology Credit UnionCDs 87 · Savings 80 · Auto 75 · Cards 75

    Credit union · 7 branches

    80Carrot Score#16 in San Jose, CA metro
  17. Mirastar Federal Credit UnionCDs 84 · Savings 81 · Auto 61 · Cards 62

    Credit union · 7 branches

    80Carrot Score#17 in San Jose, CA metro
  18. First Tech Federal Credit UnionCDs 72 · Savings 70 · Auto 83 · Cards 80

    Credit union · 3 branches

    79Carrot Score#18 in San Jose, CA metro
  19. Provident Credit UnionCDs 82 · Savings 81 · Auto 68

    Credit union · 6 branches

    77Carrot Score#19 in San Jose, CA metro
  20. City National BankCDs 88 · Savings 75 · Cards 60

    Bank · 3 branches

    77Carrot Score#20 in San Jose, CA metro
  21. HSBC USACDs 91 · Savings 73

    Bank · 1 branch

    77Carrot Score#21 in San Jose, CA metro
  22. CommonWealth Central Credit UnionCDs 81 · Savings 81 · Auto 75 · Cards 65

    Credit union · 4 branches

    77Carrot Score#22 in San Jose, CA metro
  23. Mission City Federal Credit UnionCDs 77 · Savings 82 · Auto 70 · Cards 81

    Credit union · 1 branch

    76Carrot Score#23 in San Jose, CA metro
  24. PNCCDs 87 · Savings 60 · Auto 71

    Bank · 2 branches

    75Carrot Score#24 in San Jose, CA metro
  25. CTBC BankCDs 65 · Savings 89

    Bank · 2 branches

    73Carrot Score#25 in San Jose, CA metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 22 of the 61 institutions with a branch in San Jose, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.