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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in St. Cloud, MN metro

Showing 1–23 of 23 scored

  1. Top Carrot, Carrot Score 91
    Magnifi FinancialCDs 91 · Savings 81 · Auto 88 · Cards 62

    Credit union · 12 branches

    91Carrot Score#1 in St. Cloud, MN metro
  2. Top Carrot, Carrot Score 88
    Blaze Credit UnionCDs 97 · Savings 85 · Auto 71 · Cards 69

    Credit union · 1 branch

    88Carrot Score#2 in St. Cloud, MN metro
  3. Top Carrot, Carrot Score 88
    TruStone FinancialCDs 94 · Savings 85 · Auto 73 · Cards 71

    Credit union · 1 branch

    88Carrot Score#3 in St. Cloud, MN metro
  4. Top Carrot, Carrot Score 87
    Credit Union 1CDs 79 · Savings 89 · Auto 85

    Credit union · 6 branches

    87Carrot Score#4 in St. Cloud, MN metro
  5. Top Carrot, Carrot Score 87
    Stearns BankCDs 82 · Savings 89

    Bank · 3 branches

    87Carrot Score#5 in St. Cloud, MN metro
  6. St. Cloud Financial Credit UnionCDs 64 · Savings 87 · Auto 82 · Cards 82

    Credit union · 3 branches

    84Carrot Score#6 in St. Cloud, MN metro
  7. Falcon National BankCDs 92 · Savings 82

    Bank · 3 branches

    83Carrot Score#7 in St. Cloud, MN metro
  8. Affinity PlusCDs 96 · Savings 64 · Auto 75

    Credit union · 2 branches

    83Carrot Score#8 in St. Cloud, MN metro
  9. Bonanza Valley State BankCDs 81 · Savings 87

    Bank · 1 branch

    82Carrot Score#9 in St. Cloud, MN metro
  10. Harvest BankCDs 79 · Savings 88

    Bank · 2 branches

    81Carrot Score#10 in St. Cloud, MN metro
  11. Notre Dame Federal Credit UnionCDs 90 · Savings 61 · Auto 71 · Cards 77

    Credit union · 1 branch

    81Carrot Score#10 in St. Cloud, MN metro
  12. Huntington BankCDs 72 · Savings 93

    Bank · 1 branch

    80Carrot Score#12 in St. Cloud, MN metro
  13. BankVistaCDs 72 · Savings 89

    Bank · 1 branch

    80Carrot Score#13 in St. Cloud, MN metro
  14. Gate City BankCDs 84 · Savings 77

    Bank · 3 branches

    74Carrot Score#14 in St. Cloud, MN metro
  15. Perennial BankCDs 69 · Savings 84

    Bank · 1 branch

    71Carrot Score#15 in St. Cloud, MN metro
  16. West BankCDs 67 · Savings 84

    Bank · 1 branch

    69Carrot Score#16 in St. Cloud, MN metro
  17. BMOCDs 66 · Savings 77 · Cards 60

    Bank · 1 branch

    66Carrot Score#17 in St. Cloud, MN metro
  18. Wells FargoCDs 81 · Savings 60 · Cards 60

    Bank · 3 branches

    64Carrot Score#18 in St. Cloud, MN metro
  19. U.S. BankCDs 65 · Savings 75

    Bank · 4 branches

    64Carrot Score#19 in St. Cloud, MN metro
  20. MidCountry BankCDs 63 · Savings 75

    Bank · 1 branch

    62Carrot Score#20 in St. Cloud, MN metro
  21. Deerwood BankCDs 66 · Savings 70

    Bank · 2 branches

    62Carrot Score#21 in St. Cloud, MN metro
  22. Old National BankSavings 62 · Auto 64

    Bank · 3 branches

    60Carrot Score#22 in St. Cloud, MN metro
  23. ChaseCDs 60 · Savings 60 · Auto 64 · Cards 60

    Bank · 1 branch

    60Carrot Score#23 in St. Cloud, MN metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 16 of the 39 institutions with a branch in St. Cloud, MN metro have too few rates published or captured to score. Rankings are a preview, not awards.