Credit union · NCUA insured
Valwood Park Federal Credit Union Auto Loan Rates
Valwood Park Federal Credit Union auto loan rates start at 3.99% APR. Rates checked October 16, 2026.
How Valwood Park Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where Valwood Park Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Valwood Park Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Refinance Auto
Membership required. Credit subject to approval. Loan rates shown depend on credit history and terms. Must be 18 years or older.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 3.99% | — |
| up to 60 months | 4.49% | — |
| up to 72 months | 4.99% | — |
| up to 84 months | 5.49% | — |
Used Auto/Refinance Auto
Membership required. Credit subject to approval. Loan rates shown depend on credit history and terms. Must be 18 years or older.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | — |
| up to 48 months | 4.49% | — |
| up to 60 months | 4.74% | — |
| up to 72 months | 5.24% | — |
Who can join Valwood Park Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school within the MetroCrest community (including Carrollton, Addison, and Farmers Branch) are eligible for membership.
Family and household
- Immediate family members of VPFCU members (spouse, children, parents, grandparents, grandchildren, siblings, adopted children) are eligible for membership.
Membership information collected October 5, 2026.