Credit union · NCUA insured
Valwood Park Federal Credit Union Credit Card Rates
Valwood Park Federal Credit Union credit cards start at 9.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Valwood Park Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Valwood Park Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Valwood Park Federal Credit Union
9.00%APR
MasterCard Gold
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Valwood Park Federal Credit Union credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Valwood Park Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Classic
Must be 18 years of age or older and a member of Valwood Park Federal Credit Union. Rates and credit limits based on creditworthiness. Credit subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.75% | None | Fixed rate revolving. Fixed APR of 9.75% applies to purchases, balance transfers, and cash advances. Interest begins accruing on purchases on the transaction date (no grace period). Minimum interest charge of $1.50 if interest is charged. |
Sources (3)
- valwoodpark.com/loan-rates
- valwoodpark.com/wp-content/upl…itCard_Agree_10.2016.doc
- valwoodpark.com/wp-content/upl…plication_discl_2016.doc
All captured Oct 6, 2026
MasterCard Gold
Must be 18 years of age or older and a member of Valwood Park Federal Credit Union. Rates and credit limits based on creditworthiness. Credit subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.00% | None | Fixed rate revolving. Fixed APR of 9.00% applies to purchases, balance transfers, and cash advances. Payment due date is at least 25 days after the close of each billing cycle; no interest charged on purchases if entire balance is paid by due date each month. Minimum interest charge of $1.50 if interest is charged. |
Sources (3)
- valwoodpark.com/loan-rates
- valwoodpark.com/wp-content/upl…itCard_Agree_10.2016.doc
- valwoodpark.com/wp-content/upl…plication_discl_2016.doc
All captured Oct 6, 2026
Who can join Valwood Park Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school within the MetroCrest community (including Carrollton, Addison, and Farmers Branch) are eligible for membership.
Family and household
- Immediate family members of VPFCU members (spouse, children, parents, grandparents, grandchildren, siblings, adopted children) are eligible for membership.
Membership information collected October 5, 2026.