Credit union · NCUA insured
Prestige Community CU Auto Loan Rates
Top CarrotPrestige Community CU auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 16, 2026.
How Prestige Community CU’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where Prestige Community CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Prestige Community CU
3.99%APR
- Terms
- up to 60 months
- Up to
- 18.00% APR
New Vehicle Loan (Car / Truck / SUV)
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
- Up to
- —
Prestige Community CU auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Prestige Community CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan (Car / Truck / SUV)
Rate based on creditworthiness and term of loan. Rates subject to change at any time. Maximum rate discount of 0.50% APR available when setting up autopay or adding auto protection products.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99%–18.00% | Rate based on creditworthiness and term of loan. |
| up to 48 months | 3.99%–18.00% | Rate based on creditworthiness and term of loan. |
| up to 60 months | 3.99%–18.00% | Rate based on creditworthiness and term of loan. |
| up to 72 months | 4.99%–18.00% | Rate based on creditworthiness and term of loan. |
| up to 84 months | 5.99%–18.00% | Rate based on creditworthiness and term of loan. |
Used Vehicle Loan (Car / Truck / SUV)
Rate based on creditworthiness and term of loan. Rates subject to change at any time. Maximum rate discount of 0.50% APR available when setting up autopay or adding auto protection products.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99%–18.00% | Rate based on creditworthiness and term of loan. |
| up to 48 months | 3.99%–18.00% | Rate based on creditworthiness and term of loan. |
| up to 60 months | 3.99%–18.00% | Rate based on creditworthiness and term of loan. |
| up to 72 months | 4.99%–18.00% | Rate based on creditworthiness and term of loan. |
Who can join Prestige Community CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.