Credit union · NCUA insured
Prestige Community CU Credit Card Rates
Top CarrotPrestige Community CU credit cards start at 11.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Prestige Community CU’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Prestige Community CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Prestige Community CU
11.95%APR
Platinum MasterCard
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Prestige Community CU credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Prestige Community CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum MasterCard
Variable APR based on Prime Rate and creditworthiness. Credit limit up to 2x gross monthly income ($500.00 minimum). 25-day grace period on purchases. 3% minimum payment due each month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% Introductory APR for first 6 months on retail purchases. Introductory 0% APR does not apply to cash advances or secured credit cards. |
| Ongoing | 4.95%–17.90% | None | After introductory period, 4.95% up to 17.90% based on creditworthiness when opening account; varies with market based on Prime Rate. |
Sources (1)
- prestigecu.org/loans · captured Oct 16, 2026
Secured Credit Card
Requires pledged funds in a member savings account (100% to 110% pledge). Minimum card limit $500.00. No introductory APR. As credit improves, member can apply for an unsecured credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 4.95%–17.90% | None | MasterCard Secured - 4.95% up to 17.90% based on creditworthiness when opening account; varies with market based on Prime Rate. Introductory APR does not apply. |
Sources (2)
All captured Oct 16, 2026
Who can join Prestige Community CU
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