Credit union · NCUA insured
Park Community Credit Union Credit Card Rates
Park Community Credit Union credit card rates start at 9.90% APR. Rates checked October 22, 2026.
How Park Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Park Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Park Community Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Doe Run Federal Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Transcend Credit Union
8.90%APR
- Up to
- 17.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Park Community Mastercard
APRs based on creditworthiness and vary with the market based on the Prime Rate. No Annual Fee, Balance Transfer Fee, or Cash Advance Fee. Balance Transfers no longer available for Secured Credit Cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–18.00% | None | APR for purchases will be 9.90% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| Ongoing | 12.99%–18.00% | None | APR for balance transfers will be 12.99% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Balance Transfers will no longer be available for Secured Credit Cards. |
Sources (1)
- parkcommunity.com/credit-cards · captured Oct 22, 2026
Who can join Park Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone who joins the Financial Fitness Association (FFA), with complimentary membership provided by Park for those who do not otherwise qualify.
Where you live or work
- Eligibility is available to individuals who live, work, worship, or attend school in one of Park Community Credit Union's qualifying areas/counties.
Employers and groups
- Eligibility is available to members of qualifying community partner organizations and associations.
- Eligibility is available to employees of Park Community Credit Union's employer/workplace partners.
Military, government and schools
- Eligibility is available to employees of qualifying government entities and educational institutions partnered with Park Community Credit Union.
Family and household
- Eligibility is open to immediate family members or members of the household of individuals eligible for Park Community Credit Union.
Membership information collected October 4, 2026.