Credit union · NCUA insured
Neighbors United FCU Auto Loan Rates
Top CarrotNeighbors United FCU auto loans start at 4.50% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How Neighbors United FCU’s auto loan rates compare
Compared with banks and credit unions near Greenwood, SC, where Neighbors United FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Neighbors United FCU
4.50%APR
- Terms
- —
- Up to
- —
New Auto
Lowest rate
TRU Federal Credit Union
3.50%APR
- Terms
- up to 120 months
- Up to
- —
2nd-lowest rate
South Carolina State Credit Union
3.95%APR
- Terms
- up to 96 months
- Up to
- 15.49% APR
Neighbors United FCU auto loan score
87
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Neighbors United FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Loan rates, which are subject to change without notice, may vary with respect to your credit history (i.e. Beacon Score), the year, make and model of the vehicle and term of the loan. Certain restrictions apply.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | Rate As Low As. Rate may vary with respect to credit history (Beacon Score), vehicle year/make/model, and term. |
Sources (1)
- mynucu.org/loan-rates · captured Oct 4, 2026
Rate Saver
Rates shown are for qualified borrowers only. Existing NUCU auto loans are not eligible. Credit approval is required. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | Rate cut for existing auto loan from another financial institution. |
Sources (1)
- mynucu.org/auto-loans · captured Oct 4, 2026
Used Auto
Loan rates, which are subject to change without notice, may vary with respect to your credit history (i.e. Beacon Score), the year, make and model of the vehicle and term of the loan. Certain restrictions apply.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00% | Rate As Low As. Rate may vary with respect to credit history (Beacon Score), vehicle year/make/model, and term. |
Sources (1)
- mynucu.org/loan-rates · captured Oct 4, 2026
Wheels to Work Loan
Must be at current residence for a minimum of six months and will be required to provide pay stubs for proof of employment for the same time period. Minimum 5.00% down payment required. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 10.00% | Fixed APR. Loan amounts stated in footnote range from $2,500 to $10,000 (body mentions $2,500-$20,000). Credit worthiness determines term and amount available. |
Sources (1)
- mynucu.org/wheels-to-work-loan · captured Oct 4, 2026
Who can join Neighbors United FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to persons who live, work, worship, or attend school, and businesses and other legal entities located in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Employers and groups
- Open to employees of the credit union, volunteers in the community, and organizations of such persons.
Military, government and schools
- Open to persons who attend school in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Family and household
- Open to spouses of persons who died while within the field of membership, and members of immediate families or households of eligible persons.
Membership information collected October 4, 2026.