Credit union · NCUA insured
Neighbors United FCU Credit Card Rates
Top CarrotNeighbors United FCU credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Neighbors United FCU’s credit card rates compare
Compared with banks and credit unions near Greenwood, SC, where Neighbors United FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Neighbors United FCU
8.90%APR
Visa® Credit Card
2nd-lowest rate
Peach State Federal Credit Union
8.90%APR
3rd-lowest rate
HopeSouth Credit Union
10.00%APR
Neighbors United FCU credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Neighbors United FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa® Credit Card
Secured credit card. Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Rate based on creditworthiness and term of loan. Loan rates are subject to change without notice. |
Sources (1)
- mynucu.org/loan-rates · captured Oct 4, 2026
Visa® Credit Card
Fixed rate card. No annual fee, balance transfer fee, or cash advance fee. Rate based on creditworthiness and term of loan. Credit limits $500.00 - $10,000.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed rates as low as 8.90% APR on purchases, cash advances, and balance transfers. No annual fees, balance transfer, or cash advance fees. Rate based on creditworthiness and term of loan. |
Who can join Neighbors United FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to persons who live, work, worship, or attend school, and businesses and other legal entities located in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Employers and groups
- Open to employees of the credit union, volunteers in the community, and organizations of such persons.
Military, government and schools
- Open to persons who attend school in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Family and household
- Open to spouses of persons who died while within the field of membership, and members of immediate families or households of eligible persons.
Membership information collected October 4, 2026.