Credit union · NCUA insured
Joplin Metro Credit Union Credit Card Rates
Joplin Metro Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Joplin Metro Credit Union’s credit card rates compare
Compared with banks and credit unions near Joplin, MO-KS, where Joplin Metro Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Joplin Metro Credit Union
10.90%APR
- Up to
- —
Platinum VISA
2nd-lowest rate
Pinnacle Bank
10.99%APR
- Up to
- —
3rd-lowest rate
Guaranty Bank
13.24%APR
- Up to
- 23.24% APR
Joplin Metro Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Joplin Metro Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic VISA
Credit limit up to $5,000 (certain restrictions apply). Fixed rate. Parents can set limits as low as $250.00 for students.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate. Credit limit up to $5,000 (certain restrictions apply). |
Sources (2)
All captured Oct 7, 2026
Platinum VISA
Credit limit up to $15,000 (certain restrictions apply). Fixed rate. Parents can set limits as low as $250.00 for students.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed rate. Credit limit up to $15,000 (certain restrictions apply). |
Sources (2)
All captured Oct 7, 2026
Preferred VISA
Credit limit up to $8,000 (certain restrictions apply). Fixed rate. Parents can set limits as low as $250.00 for students.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50% | None | Fixed rate. Credit limit up to $8,000 (certain restrictions apply). |
Sources (2)
All captured Oct 7, 2026
Share Secured VISA
Credit limit up to $1,000 (certain restrictions apply). Fixed rate. Parents can set limits as low as $250.00 for students.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90% | None | Fixed rate. Credit limit up to $1,000 (certain restrictions apply). |
Sources (2)
All captured Oct 7, 2026
Who can join Joplin Metro Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Jasper or Newton counties are eligible for membership.
- Individuals who work in Jasper or Newton counties are eligible for membership.
Employers and groups
- Employees of listed Select Employer Groups (including corporate and municipal employers) are eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Joining requires a minimum $25 deposit into a Share Account.
Membership information collected October 4, 2026.