Bank · FDIC insured
Pinnacle Bank Credit Card Rates
Pinnacle Bank credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Pinnacle Bank’s credit card rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Pinnacle Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Pinnacle Bank
10.99%APR
- Up to
- —
Visa® Gold (Lincoln)
Lowest rate
Omaha Police Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
2nd-lowest rate
Midland Credit Union
9.90%APR
- Up to
- —
Pinnacle Bank credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pinnacle Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Visa® Credit Card
Subject to credit approval. Variable rate determined by adding 16.00% to the Prime Rate (published in the Wall Street Journal on the 1st day of the prior month). APR may vary April 1 or October 1 of each year.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.96% | None | APR may vary with the market based on the Prime Rate. Variable rate determined by adding 16.00% to the Prime Rate. We will not charge you interest on purchases if you pay your entire balance by the due date each month (grace period at least 25 days). |
Sources (2)
All captured Oct 15, 2026
Visa® (Lincoln)
Daily periodic rate is 0.04381% (calculated by dividing APR by 365).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | None | Fixed APR for purchases. Grace period of at least 25 days after the close of each billing cycle on purchases if entire balance is paid by due date. |
Sources (2)
All captured Oct 22, 2026
Visa® Gold (Lincoln)
Daily periodic rate is 0.03011% (calculated by dividing APR by 365).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Fixed APR for purchases. Grace period of at least 25 days after the close of each billing cycle on purchases if entire balance is paid by due date. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.