Credit union · NCUA insured
Joplin Metro Credit Union Auto Loan Rates
Joplin Metro Credit Union auto loans start at 4.64% APR for a new vehicle and 4.64% for a used one. Rates checked October 16, 2026.
How Joplin Metro Credit Union’s auto loan rates compare
Compared with banks and credit unions near Joplin, MO-KS, where Joplin Metro Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Joplin Metro Credit Union
4.64%APR
- Terms
- up to 60 months
Auto Loan
Lowest rate
Multi-States Credit Union
3.49%APR
- Terms
- up to 84 months
3rd-lowest rate
Service 1 Federal Credit Union
4.99%APR
- Terms
- —
Joplin Metro Credit Union auto loan score
88
Auto loan score
Higher than 84% of U.S. banks and credit unions
- New vehicleNew4.64%
- Used vehicleUsed4.64%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Joplin Metro Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
All applications are subject to credit approval. Not all borrowers will qualify for all rates; APR determined based on creditworthiness, length and amount of loan, and age of collateral. 0.25% discount for automatic payment from JMCU account (cannot be combined with any other offer, not available on refinances of JMCU loans). No hidden fees or prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.64% | New and Pre-Owned vehicles. Rate as low as 4.64% APR. |
| up to 72 months | 5.14% | New and Pre-Owned vehicles. Rate as low as 5.14% APR. |
Sources (5)
- joplinmcu.com
- joplinmcu.com/rates
- joplinmcu.com/rates/auto-loan-rates
- joplinmcu.com/loans
- joplinmcu.com/products/loans/auto-loan
All captured Oct 7, 2026
Who can join Joplin Metro Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Jasper or Newton counties are eligible for membership.
- Individuals who work in Jasper or Newton counties are eligible for membership.
Employers and groups
- Employees of listed Select Employer Groups (including corporate and municipal employers) are eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Joining requires a minimum $25 deposit into a Share Account.
Membership information collected October 4, 2026.