Bank · FDIC insured
Guaranty Bank Credit Card Rates
Guaranty Bank credit cards start at 13.24% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Guaranty Bank’s credit card rates compare
Compared with banks and credit unions near Springfield, MO, where Guaranty Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Guaranty Bank
13.24%APR
- Up to
- 23.24% APR
Platinum Edition
Lowest rate
Educational Community Credit Union
9.40%APR
- Up to
- —
2nd-lowest rate
Multipli Credit Union
9.65%APR
- Up to
- —
Guaranty Bank credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Guaranty Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Cards issued by TCM Bank, pursuant to a license from Visa, U.S.A., Inc. or MasterCard International Incorporated. Subject to credit review and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR for the first 12 billing cycles on purchases and balance transfers. |
| Ongoing | 17.24%–27.24% | None | Ongoing variable APR. Footnote * coverage applies when full fare charged to card. Footnote ** describes variable APRs based on Prime Rate. |
Sources (1)
- gbankmo.com/bank/personal-credit-cards · captured Oct 16, 2026
Platinum Edition
Cards issued by TCM Bank, pursuant to a license from Visa, U.S.A., Inc. or MasterCard International Incorporated. Subject to credit review and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR for the first 12 billing cycles on purchases and balance transfers. |
| Ongoing | 13.24%–23.24% | None | Ongoing variable APR. Footnote * coverage applies when full fare charged to card. Footnote ** describes variable APRs based on Prime Rate. |
Sources (1)
- gbankmo.com/bank/personal-credit-cards · captured Oct 16, 2026
Rewards Platinum
Cards issued by TCM Bank, pursuant to a license from Visa, U.S.A., Inc. or MasterCard International Incorporated. Subject to credit review and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR for the first 12 billing cycles on purchases and balance transfers. |
| Ongoing | 14.24%–24.24% | None | Ongoing variable APR. Footnote * coverage applies when full fare charged to card. Footnote ** describes variable APRs based on Prime Rate. |
Sources (1)
- gbankmo.com/bank/personal-credit-cards · captured Oct 16, 2026
Secured Platinum
Cards issued by TCM Bank, pursuant to a license from Visa, U.S.A., Inc. or MasterCard International Incorporated. Subject to credit review and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 23.74%–26.74% | $29 | 23.74% Variable APR based on Prime Rate. Margin for Purchases and Balance Transfers is 15.74% and for Cash Advances is 18.74%. |
Sources (1)
- gbankmo.com/bank/personal-credit-cards · captured Oct 16, 2026
Visa Signature
Cards issued by TCM Bank, pursuant to a license from Visa, U.S.A., Inc. or MasterCard International Incorporated. Subject to credit review and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR for the first 12 billing cycles on purchases and balance transfers. |
| Ongoing | 17.24%–23.24% | None | Ongoing variable APR. Footnote * coverage applies when full fare charged to card. Footnote ** describes variable APRs based on Prime Rate. |
Sources (1)
- gbankmo.com/bank/personal-credit-cards · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.